| fullrecord |
[{"key": "dc.contributor.advisor", "value": "Riekkinen, Janne", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Haavisto, Julius", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2024-07-19T05:12:39Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2024-07-19T05:12:39Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2024", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/96431", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Finanssiteknologia (lyh. \u201cFinTech\u201d) ja FinTech-startupit h\u00e4iritsevin\u00e4 innovaattoreina muokkaavat ja luovat finanssialan palveluita, joita kuluttajat sek\u00e4 yritykset p\u00e4ivitt\u00e4in k\u00e4ytt\u00e4v\u00e4t. Finanssiteknologialla tarkoitetaan teknologiaa tai innovaatiota, jonka avulla tuotetaan finanssipalveluita, kuten maksu-, lainan-anto- tai sijoituspalveluita. FinTech-startupien innovaatiot vaikuttavat finanssialan perinteisiin pankkeihin pakottaen niit\u00e4 muuttamaan omia palveluitaan. Finanssialan perinteisill\u00e4 toimijoilla on vahva historia teknologian yhteen liitt\u00e4misest\u00e4 liiketoimintaansa. Nykytilanne osoittaa kuitenkin suunnanmuutosta markkinoille tulleiden FinTech-startupien sek\u00e4 niiden innovaatioiden menestymisen takia. T\u00e4ss\u00e4 tutkielmassa keskityt\u00e4\u00e4n selvitt\u00e4m\u00e4\u00e4n FinTech-startupien innovaatioita, menestystekij\u00f6it\u00e4 sek\u00e4 vuorovaikutussuhdetta perinteisiin pankkeihin. Tutkielma on toteutettu kirjallisuuskatsauksena, hy\u00f6dynt\u00e4en monipuolisesti vertaisarvioituja tieteellisi\u00e4 julkaisuja sek\u00e4 tapaustutkimuksia. Tutkimusaineisto on ker\u00e4tty tietokantahaulla, k\u00e4ytt\u00e4en WOS, Scopus, ja Google Scholaria, rajaten hakua esitetyill\u00e4 avainsanoilla sek\u00e4 pyrkien l\u00f6yt\u00e4m\u00e4\u00e4n suurimman osan aineistosta viime vuosilta. Tutkielman tulokset osoittavat, ett\u00e4 FinTech-startupien menestykseen vaikuttavat tekij\u00e4t voidaan katsoa olevan sen liiketoimintaekosysteemin digitaalinen kypsyys, viitekehyksellinen s\u00e4\u00e4ntely, teknologinen innovointi ja innovaatioiden patentointi, k\u00e4ytt\u00e4j\u00e4keskeisyys sek\u00e4 yhteisty\u00f6 perinteisten pankkien kanssa. FinTech-startupien ja perinteisten pankkien v\u00e4lill\u00e4 on havaittavissa niin kilpailua, kuin my\u00f6s yhteisty\u00f6t\u00e4.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Financial technology (FinTech) and FinTech startups as disruptive innovators, are reshaping and creating financial services that consumers and businesses use daily. Financial technology refers to technology or innovation that produces financial services such as payment, lending, or investment services. The innovations of FinTech startups impact traditional banks in the financial sector, forcing them to change their services. These traditional financial sector players have a strong history of integrating technology into their business. However, the current situation shows a shift in direction due to the success of FinTech startups and their innovations entering the financial markets. This study focuses on examining the innovations and success factors of FinTech-startups, and the relationship between FinTech-startups and traditional banks. The study is conducted as a literature review, utilizing a wide range of peer-reviewed scientific publications and case studies. The research material was collected through database searches using WOS, Scopus, and Google Scholar, narrowing the search with specified keywords, and aiming to find most of the material from recent years. The study also seeks to address the partial research gap identified in the database search regarding the status of FinTech startups in the financial sector. The results of the study indicate that the factors influencing the success of FinTech startups can be seen as the digital maturity of their business ecosystem, regulatory framework, technological innovation and patenting, user-centricity, and collaboration with traditional banks. Both the competition and cooperation can be recognized between FinTech startups and traditional banks.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Paivi Vuorio (paelvuor@jyu.fi) on 2024-07-19T05:12:39Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2024-07-19T05:12:39Z (GMT). No. of bitstreams: 0\n Previous issue date: 2024", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "30", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "finanssiteknologia", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "fintech", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "fintech-startup", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "FinTech-startup finanssialan innovaattorina", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "bachelor thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-202407195255", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Bachelor's thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Kandidaatinty\u00f6", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_7a1f", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "bachelorThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "601", "language": "", "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "innovaatiot", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "rahoitusteknologia", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "rahoitusala", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "menestystekij\u00e4t", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}]
|