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[{"key": "dc.contributor.advisor", "value": "Sepp\u00e4nen, Ville", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Piispa, Anni", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2019-06-20T06:33:30Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2019-06-20T06:33:30Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2019", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/64743", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Mobiilimaksaminen on ollut mahdollista Suomessa jo yli 20 vuotta ja l\u00e4hes jokaisella suomalaisella on k\u00e4yt\u00f6ss\u00e4\u00e4n jokin \u00e4lylaite, jolla mobiilimaksaminen olisi mahdollista. Silti mobiilimaksamisen vasta ennustetaan yleistyv\u00e4n maksutapana. T\u00e4m\u00e4n pro gradu -tutkielman tavoitteena on selvitt\u00e4\u00e4, mitk\u00e4 tekij\u00e4t vaikuttavat mobiilimaksamisen omaksumiseen. Tutkielman teoreettisen viitekehyksen pohjaksi valittiin teknologian omaksumismalli UTAUT2, joka on luotu selitt\u00e4m\u00e4\u00e4n teknologian omaksumista kuluttajakontekstissa. UTAUT2 -mallissa tunnistettujen k\u00e4ytt\u00f6aikomukseen vaikuttavien tekij\u00f6iden joukkoa t\u00e4ydennettiin luottamuksella ja riskill\u00e4, joiden on useissa aiemmissa tutkimuksissa havaittu vaikuttavan k\u00e4ytt\u00f6aikomukseen. Lopullisesta tutkimuksen teoreettisesta viitekehyksest\u00e4 j\u00e4tettiin pois hinta-arvo, sill\u00e4 Suomessa k\u00e4yt\u00f6ss\u00e4 olevat mobiilimaksusovellukset ovat maksuttomia. Tutkimusotteeksi valittiin kvantitatiivinen menetelm\u00e4 ja aineisto ker\u00e4ttiin s\u00e4hk\u00f6isell\u00e4 kyselylomakkeella toukokuussa 2018. Vastauksia saatiin yhteens\u00e4 249 kappaletta. Muuttujien vaikutussuhdetta k\u00e4ytt\u00f6aikomukseen tutkittiin multilineaarisella regressioanalyysill\u00e4. Empiirisen aineiston analyysissa havaittiin, ett\u00e4 suorituskykyodotuksella ja tottumuksella on merkitt\u00e4v\u00e4 positiivinen vaikutus mobiilimaksamisen k\u00e4ytt\u00f6aikomukseen ja koettu riski vaikuttaa negatiivisesti k\u00e4ytt\u00f6aikomukseen. My\u00f6s ymp\u00e4r\u00f6ivill\u00e4 olosuhteilla on positiivinen vaikutus k\u00e4ytt\u00f6aikomukseen. Ty\u00f6l\u00e4ysodotuksella, sosiaalisilla vaikutuksilla, hedonisella motivaatiolla ja luottamuksella palveluntarjoajaan ei havaittu olevan tilastollisesti merkitt\u00e4v\u00e4\u00e4 vaikutusta mobiilimaksamisen k\u00e4ytt\u00f6aikomukseen.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Paivi Vuorio (paelvuor@jyu.fi) on 2019-06-20T06:33:30Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2019-06-20T06:33:30Z (GMT). No. of bitstreams: 0\n Previous issue date: 2019", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "58", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.format.mimetype", "value": "application/pdf", "language": null, "element": "format", "qualifier": "mimetype", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "mobiilimaksaminen", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "mobiilimaksusovellus", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "UTAUT2", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "multilineaarinen regressioanalyysi", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Mobiilimaksamisen omaksumiseen vaikuttavat tekij\u00e4t", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "master thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-201906203331", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Pro gradu -tutkielma", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Master\u2019s thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_bdcc", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "masterThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "601", "language": "", "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "omaksuminen", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "mobiilipalvelut", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.format.content", "value": "fulltext", "language": null, "element": "format", "qualifier": "content", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}, {"key": "dc.type.okm", "value": "G2", "language": null, "element": "type", "qualifier": "okm", "schema": "dc"}]
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