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[{"key": "dc.contributor.advisor", "value": "Laatikainen, Gabriella", "language": null, "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Ala-Huikku, Annika", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2024-05-13T15:11:13Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2024-05-13T15:11:13Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2024", "language": null, "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/94801", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "According to the new legislation by the European Union, digital wallets will be implemented across the EU by the end of 2026. Digital wallet is a program that is used for storing and managing user\u2019s digital identity. European digital wallets will be based on Self-Sovereign Identity management system, which emphasizes user\u2019s control over their digital identity. The wallets will be available for individuals as well as for organizations. While wallets for individuals are envisioned to be free to use, organizational wallets intended for businesses can be monetized. The pricing structure for digital organizational wallets should be suitable for businesses of all sizes. Therefore, the purpose of this research is to explore potential revenue models for digital organizational wallets from the point of view of client companies of various sizes. The research was conducted as a mixed-method study, utilizing both qualitative and quantitative methods. For the qualitative method, semi-structured interviews were conducted with wallet experts and representatives of client companies of different sizes. For the quantitative method, an internet survey was conducted with a total of 54 respondents. Organizational wallets have various use cases, but in this re-search the wallets were approached through two use cases. The first use case is called eKuitti, which refers to a verified structured electronic receipt that can be transmitted via the wallet. The second use case is know your business, referring to the process where a company is obliged to verify the reliability of its partners. According to the research findings, companies of different sizes con-sider different revenue models to be the most potential. Research on the reve-nue models of organizational has not been conducted earlier. Therefore, this research provides added information on the subject. The results of the research can be used in defining revenue models for business wallets. Thus, the study is both theoretically and practically significant.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Euroopan Unionin uuden lains\u00e4\u00e4d\u00e4nn\u00f6n mukaan EU-alueella tullaan ottamaan k\u00e4ytt\u00f6\u00f6n digitaaliset lompakot vuoden 2026 loppuun menness\u00e4. Digitaalinen lompakko on ohjelma, jossa voidaan s\u00e4ilytt\u00e4\u00e4 k\u00e4ytt\u00e4j\u00e4n identiteettitietoja ja hallita niit\u00e4. Digitaaliset lompakot tulevat perustumaan itsehallittavaan identiteettiin kutsuttuun identiteetinhallintaj\u00e4rjestelm\u00e4\u00e4n, jonka tavoitteena on korostaa k\u00e4ytt\u00e4j\u00e4n hallintaa omaan s\u00e4hk\u00f6iseen identiteettiins\u00e4. Lompakoiden k\u00e4ytt\u00e4jin\u00e4 voivat toimia henkil\u00f6iden lis\u00e4ksi my\u00f6s organisaatiot. Henkil\u00f6ille lompakoiden ajatellaan olevan ilmaisia, mutta yrityksille tarkoitetut yritys-lompakot tulevat suunnitelmien mukaan olemaan maksullisia. Digitaalisten yrityslompakoiden hintarakenteen tulee olla sopivia kaikenkokoisille asiakasyrityksille, eli yrityksille, joiden digitaalista identiteetti\u00e4 yrityksen lompakossa hallinnoidaan. T\u00e4st\u00e4 syyst\u00e4 tutkimuksen tarkoitus on selvitt\u00e4\u00e4, mitk\u00e4 olisivat digitaalisten yrityslompakoiden potentiaaliset ansaintamallit erikokoisille asiakasyrityksille. Tutkimus toteutettiin monimenetelm\u00e4tutkimuksena hy\u00f6dynt\u00e4en sek\u00e4 laadullisia, ett\u00e4 m\u00e4\u00e4r\u00e4llisi\u00e4 menetelmi\u00e4. Laadullisena menetelm\u00e4n\u00e4 k\u00e4ytettiin teemahaastatteluja ja haastateltavat koostuivat lompakoiden asiantuntijoista sek\u00e4 erikokoisten asiakasyritysten edustajista. M\u00e4\u00e4r\u00e4llisen\u00e4 menetelm\u00e4n\u00e4 k\u00e4ytettiin puolestaan internet-kysely\u00e4, johon vastasi yhteens\u00e4 54 henkil\u00f6\u00e4. Yrityslompakolla on olemassa erilaisia k\u00e4ytt\u00f6tapauksia, mutta tutkimuksessa lompakkoa l\u00e4hestyttiin kahden k\u00e4ytt\u00f6tapauksen kautta. Ensimm\u00e4inen k\u00e4ytt\u00f6tapauksista on eKuitti, eli vahvistettu rakenteinen s\u00e4hk\u00f6inen kuitti, joka voidaan v\u00e4litt\u00e4\u00e4 lompakon avulla. Toinen k\u00e4ytt\u00f6tapaus on kumppanin luotettavuus, joka viittaa prosessiin, jossa yritys on velvoitettu tarkastamaan kauppakumppaninsa luotettavuuden. Tutkimustulosten mukaan erikokoiset asiakasyritykset pit\u00e4v\u00e4t erilaisia ansaintamalleja potentiaalisimpina. Digitaalisten yrityslompakoiden ansaintamalleja ei ole viel\u00e4 tutkittu, joten tutkimus tuottaa uutta tietoa aiheesta. Tutkimuksen tuloksia voidaan hy\u00f6dynt\u00e4\u00e4 yrityslompakoiden ansaintamallien m\u00e4\u00e4rittelyss\u00e4. Tutkimus on siis merkitt\u00e4v\u00e4 teoreettisesti kuten my\u00f6s k\u00e4yt\u00e4nn\u00f6n tasolla.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Paivi Vuorio (paelvuor@jyu.fi) on 2024-05-13T15:11:13Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2024-05-13T15:11:13Z (GMT). No. of bitstreams: 0\n Previous issue date: 2024", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "127", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "digitaalinen lompakko", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "ansaintamalli", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "yrityslompakko", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "itsehallittava identiteetti", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "asiakasyritys", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Digitaalisen yrityslompakon ansaintamallit erikokoisten asiakasyritysten n\u00e4k\u00f6kulmasta", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "master thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-202405133569", "language": null, "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Master\u2019s thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Pro gradu -tutkielma", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.collaborator", "value": "public", "language": "", "element": "contractresearch", "qualifier": "collaborator", "schema": "yvv"}, {"key": "yvv.contractresearch.funding", "value": "3828", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "yvv.contractresearch.initiative", "value": "business", "language": "", "element": "contractresearch", "qualifier": "initiative", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_bdcc", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "masterThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "601", "language": null, "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}]
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