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[{"key": "dc.contributor.advisor", "value": "Lantto, Anna-Maija", "language": null, "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Laaksonen, Oskari", "language": null, "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2024-01-25T06:46:11Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2024-01-25T06:46:11Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2024", "language": null, "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/93038", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Vakuutusalalla on suuri merkitys yhteiskunnassa taloudellisen vakauden ja yhteiskunnallisen turvallisuuden edist\u00e4j\u00e4n\u00e4. Euroopassa ja Pohjois-Amerikassa vakuutussektorilla on merkitt\u00e4v\u00e4 rooli sek\u00e4 institutionaalisena sijoittajana ett\u00e4 ty\u00f6llist\u00e4j\u00e4n\u00e4. Vakuutusalan vakauden merkitys on korostunut l\u00e4hihistoriassa etenkin vuoden 2008 finanssikriisin j\u00e4lkeen. N\u00e4iden seikkojen sek\u00e4 corporate governancen korostuneen merkityksen my\u00f6t\u00e4 vakuutusyhti\u00f6iden hallintojen ominaisuuksia on tutkittava tarkemmin. Tutkielman tarkoituksena on selvitt\u00e4\u00e4 mahdollista yhteytt\u00e4 hallituksen koon ja riippumattomuuden sek\u00e4 eurooppalaisten, yhdysvaltalaisten ja kanadalaisten p\u00f6rssilistattujen vakuutusyhti\u00f6iden taloudellisen suoriutumisen v\u00e4lill\u00e4. Taloudellista suoriutumista mittaavina tunnuslukuina k\u00e4ytet\u00e4\u00e4n oman p\u00e4\u00e4oman tuottoprosenttia (ROE) sek\u00e4 kokonaisp\u00e4\u00e4oman tuottoprosenttia (ROA). Samalla selvitet\u00e4\u00e4n my\u00f6s, onko muilla alalle tyypillisill\u00e4 tunnusluvuilla yhteytt\u00e4 n\u00e4ihin taloudellisiin mittareihin. Tutkimus toteutettiin kvantitatiivisena tutkimuksena. Teoriaosuudessa k\u00e4siteltiin vakuutusmarkkinoita, taloudellista suoriutumista sek\u00e4 corporate governancea. Empiirisess\u00e4 osiossa rakennettiin kaksi regressiomallia, ja\nsuoritettiin monimuuttujainen lineaarinen regressioanalyysi aineistolle. Aineisto\nkoostuu 50 eri p\u00f6rssilistatun vakuutusyhti\u00f6n taloudellisista tiedoista, jotka on ker\u00e4tty vuosien 2018-2022 ajalta yhti\u00f6iden verkkosivuilta ja valvontaviranomaisilta julkisesti saatavilla olevista vuosikertomuksista ja tilinp\u00e4\u00e4t\u00f6ksist\u00e4. Tutkimuksen tulokset osoittivat positiivisen ja tilastollisesti merkitsev\u00e4n yhteyden hallituksen riippumattomuuden, ROE:n ja ROA:n v\u00e4lill\u00e4. Hallituksen koolla ei havaittu tilastollisesti merkitsev\u00e4\u00e4 yhteytt\u00e4 kumpaankaan mittariin. Muita tilastollisesti merkitsevi\u00e4 yhteyksi\u00e4 havaittiin yhdistetyll\u00e4 kulusuhteella, taseen kasvuvauhdilla ja velka-asteella. Tutkimus tarjoaa uutta tietoa corporate governance\n-strategioiden vaikutuksesta vakuutusalalla, joka on j\u00e4\u00e4nyt v\u00e4hemm\u00e4lle huomiolle aiemmissa tutkimuksissa kansainv\u00e4lisess\u00e4 kontekstissa. Tutkimus tarjoaa my\u00f6s\nsuuntaviivoja jatkotutkimuksille t\u00e4ll\u00e4 taloudelle kriittisell\u00e4 alalla.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Paivi Vuorio (paelvuor@jyu.fi) on 2024-01-25T06:46:11Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2024-01-25T06:46:11Z (GMT). No. of bitstreams: 0\n Previous issue date: 2024", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "44", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.format.mimetype", "value": "application/pdf", "language": null, "element": "format", "qualifier": "mimetype", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "ROE", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "ROA", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Hallituksen koon ja riippumattomuuden rooli eurooppalaisten ja pohjoisamerikkalaisten vakuutusyhti\u00f6iden taloudellisessa suorituskyvyss\u00e4", "language": null, "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "master thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-202401251526", "language": null, "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Master\u2019s thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Pro gradu -tutkielma", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Jyv\u00e4skyl\u00e4 University School of Business and Economics", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Jyv\u00e4skyl\u00e4n yliopiston kauppakorkeakoulu", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Accounting", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Laskentatoimi", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_bdcc", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.copyright", "value": "\u00a9 The Author(s)", "language": null, "element": "rights", "qualifier": "copyright", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "masterThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "20421", "language": null, "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "omistajaohjaus", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "vakuutusyhti\u00f6t", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "regressioanalyysi", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "vakuutusala", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "suorituskyky", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.format.content", "value": "fulltext", "language": null, "element": "format", "qualifier": "content", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}]
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