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[{"key": "dc.contributor.advisor", "value": "Lampi, Anna", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Kauppinen, Satu", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2023-02-08T06:37:59Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2023-02-08T06:37:59Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2023", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/85393", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Lohkoketjuteknologia on verrattain uusi teknologia. T\u00e4m\u00e4 tutkimus tehtiin kuvailevana kirjallisuuskatsauksena ja pyrki selvitt\u00e4m\u00e4\u00e4n, miten lohkoketju-teknologiaa hy\u00f6dynnet\u00e4\u00e4n t\u00e4ll\u00e4 hetkell\u00e4 finanssialalla, ja millaisia mahdollisuuksia ne tuovat sek\u00e4 millaisia haasteita \u00e4lykk\u00e4isiin sopimuksiin liittyy. Lohkoketjuteknologiapohjaiset \u00e4lykk\u00e4\u00e4t sopimukset ovat nekin kohtuullisen uusia ja kehitysvaiheessa. Jotta \u00e4lykk\u00e4ist\u00e4 sopimuksista saataisiin kaikki hy\u00f6ty irti, ne vaativat viel\u00e4 paljon tutkimista ja kehitt\u00e4mist\u00e4 huonojen ominaisuuksien poistamiseksi ja ratkaisemiseksi. \u00c4lykk\u00e4\u00e4t sopimukset ovat nyt jo k\u00e4yt\u00f6ss\u00e4 monilla aloilla, sill\u00e4 ne mahdollistavat luotettavan tavan tehd\u00e4 sopimuksia. \nLohkoketjuteknologiaa sovelletaan jo laajalti finanssialalla esimerkiksi pankeissa sek\u00e4 alustoina kryptovaluutoille ja \u00e4lykk\u00e4ille sopimuksille. Lohkoketjuteknologiaan pohjautuvia \u00e4lykk\u00e4it\u00e4 sopimuksia voidaan hy\u00f6dynt\u00e4\u00e4 finanssialalla monissa toiminnoissa, esimerkiksi asuntokaupoissa. Lohkoketjuteknologiapohjaiset \u00e4lykk\u00e4\u00e4t sopimukset tuovat monia etuja finanssialalle, kuten kustannusten pienenemisen sek\u00e4 luottamuksen lis\u00e4\u00e4ntymisen osapuolten v\u00e4lille. Lohkoketjuteknologian ansiosta kaikki tiedot tallentuvat muuttumattomana ja luotettavasti ilman kolmannen osapuolen tarvetta. Kaikista tapahtumista j\u00e4\u00e4 peruuttamaton j\u00e4lki, joten huijaamisen mahdollisuus on pystytty poistamaan. \n Tulevaisuuden n\u00e4kym\u00e4t ovat lupaavat, mik\u00e4li lohkoketjuteknologian ongelmat saadaan ratkaistua. Lohkoketjuteknologian suurimpia ongelmia ovat huono skaalautuvuus, turvallisuus, oikeudelliset kysymykset, muuttumattomuus sek\u00e4 konsensusmekanismit. \nLohkoketjuteknologiapohjaisilla \u00e4lykk\u00e4ill\u00e4 sopimuksilla on paljon potentiaalia tulevaisuudessa finanssialalla, mik\u00e4li lohkoketjuteknologian ongelmat saadaan poistettua tai tilalle saadaan kehitetty\u00e4 sopivampi teknologia.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Blockchain technology is a relatively new technology. This research was done as a descriptive literature review and aimeds to find out how blockchain technology is currently being used in the financial sector, and what kind of opportunities they bring and what kind of challenges are associated with smart contracts. Smart contracts based on blockchain technology are also fairly new and in the development phase. In order to get the most out of smart contracts, they still require a lot of research and development to remove and solve bad features. Smart contracts are already in use in many fields, as they enable a reliable way to make contracts. \n Blockchain technology is already widely used in the financial sector, for example in banks and as platforms for cryptocurrencies and smart contracts. Smart contracts based on blockchain technology can be used in many functions in the financial sector, for example in housing transactions. Smart contracts based on blockchain technology bring many benefits to the financial sector, such as reducing costs and increasing trust between the parties. Thanks to blockchain technology, all data is stored unchanged and reliably without the need for a third party. All events leave an irreversible trace, so the possibility of cheating has been eliminated.\n The prospects for the future are promising, if the problems of blockchain technology can be solved. The biggest problems with blockchain technology are poor scalability, security, legal issues, immutability and consensus mechanisms.\nSmart contracts based on blockchain technology have a lot of potential in the future in the financial sector, if the problems of blockchain technology can be eliminated or a more suitable technology can be developed instead.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Paivi Vuorio (paelvuor@jyu.fi) on 2023-02-08T06:37:59Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2023-02-08T06:37:59Z (GMT). No. of bitstreams: 0\n Previous issue date: 2023", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "27", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "lohkoketjuteknologia", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "\u00e4lyk\u00e4s sopimus", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Lohkoketjuteknologiapohjaiset \u00e4lykk\u00e4\u00e4t sopimukset finanssialalla", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "bachelor thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-202302081673", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Bachelor's thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Kandidaatinty\u00f6", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_7a1f", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "bachelorThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "601", "language": "", "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "rahoitusala", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "lohkoketjut", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}]
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