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[{"key": "dc.contributor.advisor", "value": "Sepp\u00e4nen, Ville", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Laaksonen, Teemu", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2022-11-16T10:20:56Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2022-11-16T10:20:56Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2022", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/83939", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "T\u00e4ss\u00e4 tutkielmassa perehdyt\u00e4\u00e4n mobiilimaksamisen omaksumiseen vaikuttaviin tekij\u00f6ihin suomalaisen kuluttajan n\u00e4k\u00f6kulmasta. Tutkielmassa halutaan ymm\u00e4rt\u00e4\u00e4, mitk\u00e4 mobiilimaksamisen omaksumiseen vaikuttavat tekij\u00e4t suomalaiset kuluttajat kokevat t\u00e4rkeiksi ja mit\u00e4 syit\u00e4 n\u00e4iden kokemusten taustalla on. Tutkielman ensimm\u00e4inen osuus on toteutettu kirjallisuuskatsauksena ja sen tavoitteena on ymm\u00e4rt\u00e4\u00e4, mitk\u00e4 tekij\u00e4t vaikuttavat mobiilimaksamisen omaksumiseen ja luoda havaintojen pohjalta jo olemassa olevia teoreettisia malleja hy\u00f6dynt\u00e4en t\u00e4m\u00e4n tutkimuksen kontekstiin sopiva teoreettinen malli. Luodussa mallissa mobiilimaksamisen omaksumiseen vaikuttavat suorituskykyodote, vaivattomuusodote, sosiaalinen vaikutus, k\u00e4ytt\u00f6\u00e4 tukevat olosuhteet, hedoninen motivaatio, turvallisuus, sek\u00e4 tottumus ja k\u00e4yt\u00e4nn\u00f6llisyys. Tutkimuksen empiirinen osio toteutettiin laadullisena haastattelututkimuksena. Aineistonkeruutapana oli puolistrukturoitu teemahaastattelu. Ker\u00e4tty\u00e4 aineistoa analysoitiin havainnoiden, teemoitellen ja ryhmitellen. Aineiston analyysin perusteella tutkimuksen kohteena oleville henkil\u00f6ille mobiilimaksamisen omaksumiseen vaikuttavat tekij\u00e4t ovat t\u00e4rkeysj\u00e4rjestyksess\u00e4 tottumus ja k\u00e4yt\u00e4nn\u00f6llisyys, sosiaalinen vaikutus, suorituskykyodote ja k\u00e4ytt\u00f6\u00e4 tukevat olosuhteet, vaivattomuusodote ja turvallisuus, sek\u00e4 hedoninen motivaatio. Hedoninen motivaatio ei ollut tutkimuksen kohteena oleville henkil\u00f6ille t\u00e4rke\u00e4 tekij\u00e4 mobiilimaksamisen omaksumisessa.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "This research will focus on factors affecting mobile payment adoption in the context of a Finnish consumer. The research aims to understand, what factors that affect mobile payment adoption do Finnish consumers experience as important and what are the reasons behind those experiences. The first part of this research was conducted as a literature review with an aim of understanding what factors affect mobile payment adoption. Based on the findings and utilizing theories explaining technology adoption, a theoretical model explaining mobile payment adoption in the context of a Finnish consumer was created to support the empirical part of this research. In the theoretical model created, factors affecting mobile payment adoption were performance expectancy, effort expectancy, social influence, use supporting conditions, hedonic motivation, security, and habit & usefulness. The empirical part of this research was conducted as a qualitative research. The data for the research was collected with semi-structured theme interviews. The data was analyzed by observing and dividing the data in to themes and groups. Based on the analysis, factors affecting mobile payment adoption of a Finnish consumer in the order of importance are habit and usefulness, social influence, performance expectancy and use supporting conditions, effort expectancy and security, and hedonic motivation. Hedonic motivation was not an important factor in mobile payment adoption for the people that took part in the interviews.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Paivi Vuorio (paelvuor@jyu.fi) on 2022-11-16T10:20:56Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2022-11-16T10:20:56Z (GMT). No. of bitstreams: 0\n Previous issue date: 2022", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "50", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.format.mimetype", "value": "application/pdf", "language": null, "element": "format", "qualifier": "mimetype", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.title", "value": "Mobiilimaksamisen omaksuminen suomalaisen kuluttajan na\u0308ko\u0308kulmasta", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "master thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-202211165234", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Pro gradu -tutkielma", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Master\u2019s thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_bdcc", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "masterThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "601", "language": "", "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "kuluttajat", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "mobiilimaksaminen", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "omaksuminen", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.format.content", "value": "fulltext", "language": null, "element": "format", "qualifier": "content", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}, {"key": "dc.type.okm", "value": "G2", "language": null, "element": "type", "qualifier": "okm", "schema": "dc"}]
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