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[{"key": "dc.contributor.advisor", "value": "Sajasalo, Pasi", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.advisor", "value": "Auvinen, Tommi", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Seppo, Selma", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Hagelberg, Kirsti", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2022-07-04T05:05:56Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2022-07-04T05:05:56Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2022", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/82186", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "T\u00e4m\u00e4n pro gradu -tutkielman tavoitteena on selvitt\u00e4\u00e4, miten erilaisiin toimintaymp\u00e4rist\u00f6ss\u00e4 tapahtuviin muutoksiin on OP Ryhm\u00e4ss\u00e4 havahduttu, miss\u00e4 vaiheessa ja mill\u00e4 tavoin ne ovat n\u00e4kyneet OP Ryhm\u00e4n strategiassa vuosina 2010\u2013\n2020. Yksitt\u00e4isen yrityksen strategisen suunnittelun ja johtamisen kannalta on \nt\u00e4rke\u00e4\u00e4, kuinka muutoksiin vastataan ja miss\u00e4 ajassa. Tutkimus selkeytt\u00e4\u00e4 samalla koko pankkialaa koskettavia muutoksia vuosikymmenen aikana. Tutkimuksessa n\u00e4kyy konkreettisesti toimintaymp\u00e4rist\u00f6n ja strategian v\u00e4linen yhteys, koska toimintaymp\u00e4rist\u00f6n muutokset ja OP Ryhm\u00e4n strategiset linjaukset \novat koottu yhteiseksi aikajanaksi tutkimuksen tuloksiin. \nTutkimuksen taustalla on finanssialalla koettu historiallisen voimakas toiminta- ja kilpailuymp\u00e4rist\u00f6n muutos, mik\u00e4 l\u00e4hti liikkeelle finanssikriisist\u00e4 2008, joka \njohti my\u00f6hemmin Euroopan velkakriisiin. Kriisit aiheuttivat pitk\u00e4aikaisen taloustaantuman, eritt\u00e4in matalan korkotason ja huomattavan m\u00e4\u00e4r\u00e4n lis\u00e4\u00e4 pankkien s\u00e4\u00e4ntely\u00e4, mitk\u00e4 vaikuttivat pankkien kannattavuuteen. My\u00f6s digitalisaatio \nja globalisaatio ovat aiheuttaneet organisaatioille muutospaineita. \nTutkimuksen tulokset vahvistavat, ett\u00e4 toimintaymp\u00e4rist\u00f6n muutokset ovat olleet merkitt\u00e4vi\u00e4 ja aiheuttaneet murroksen finanssialalle. OP Ryhm\u00e4 on silti s\u00e4ilytt\u00e4nyt kilpailukykyns\u00e4 ja onnistunut strategiallaan vastaamaan moniin toimintaymp\u00e4rist\u00f6n vaatimuksiin. OP Ryhm\u00e4n asema markkinoilla on vahvistunut ja \nomistajaj\u00e4senten m\u00e4\u00e4r\u00e4 on kasvanut tarkastellulla ajanjaksolla. Sen lis\u00e4ksi on kehitetty uusia tapoja palvella asiakkaita kustannustehokkaasti. Muutokset strategiassa ovat silti olleet rajuja ja linjaukset ovat vaihtuneet etenkin vuonna 2016 ja \nvuonna 2020 p\u00e4\u00e4johtajan vaihtumisen j\u00e4lkeen.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Paivi Vuorio (paelvuor@jyu.fi) on 2022-07-04T05:05:55Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2022-07-04T05:05:56Z (GMT). No. of bitstreams: 0\n Previous issue date: 2022", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "86", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.format.mimetype", "value": "application/pdf", "language": null, "element": "format", "qualifier": "mimetype", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "toimintaymp\u00e4rist\u00f6n muutos", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "strateginen muutos", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "finanssialan murros", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "pankkialan muutokset", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "hyperkilpailu", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Toimintaymp\u00e4rist\u00f6n vaikutukset osuuskuntamuotoiselle pankkiliiketoiminnalle : tapaus OP Ryhm\u00e4 2010-2020", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "master thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-202207043785", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Pro gradu -tutkielma", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Master\u2019s thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Jyv\u00e4skyl\u00e4 University School of Business and Economics", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Jyv\u00e4skyl\u00e4n yliopiston kauppakorkeakoulu", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Taloustieteet", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Business and Economics", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Johtaminen", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Management and Leadership", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_bdcc", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "masterThesis", "language": null, "element": "type", "qualifier": "publication", "schema": 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