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[{"key": "dc.contributor.advisor", "value": "Abrahamsson, Pekka", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Kangas, Petra", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2022-06-22T11:44:37Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2022-06-22T11:44:37Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2022", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/81984", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Verkkoasioinnin suosion jatkaessa kasvuaan korostuu my\u00f6s digitaalisten identiteettien merkitys. Itsehallittava identiteetti on kehitteill\u00e4 oleva l\u00e4hestymistapa digitaaliseen identiteettiin, jossa henkil\u00f6 hallitsee itse tietojaan ja niiden jakamista. Toisin kuin useimmissa aiemmissa identiteetinhallinnan malleissa, on sen keski\u00f6ss\u00e4 k\u00e4ytt\u00e4j\u00e4. Itsehallittavan identiteetin avulla parannetaan k\u00e4ytt\u00e4jien yksityisyytt\u00e4. Se poikkeaa aiemmista identiteetinhallinnan l\u00e4hestymistavoista, joissa k\u00e4ytt\u00e4j\u00e4 on riippuvainen esimerkiksi yksityisist\u00e4 yrityksist\u00e4. Itsehallittavan identiteetin yhteydess\u00e4 digitaalinen lompakko on sovellus, jonne k\u00e4ytt\u00e4j\u00e4 voi tallentaa tietonsa ja jonka kautta k\u00e4ytt\u00e4j\u00e4 hallitsee tietojensa jakamista. T\u00e4m\u00e4n pro gradu -tutkielman tavoitteena oli selvitt\u00e4\u00e4, millaiset tekij\u00e4t vaikuttavat kuluttajien digitaalisen lompakon omaksumiseen verkkokauppa-asioinnin yhteydess\u00e4. Tutkimus toteutettiin laadullisena tapaustutkimuksena. Tutkielma koostuu teoriaosuudesta sek\u00e4 empiirisest\u00e4 osuudesta. Teoriaosuus k\u00e4sittelee digitaalista identiteetti\u00e4, identiteetinhallintaj\u00e4rjestelmi\u00e4, itsehallittavaa identiteetti\u00e4, teknologian omaksumista ja UTAUT2-mallia. Tutkimusaineisto ker\u00e4ttiin kahdeksalla teemahaastattelulla. Haastateltavat olivat kuluttajia, joilla on kokemusta verkkokauppa-asioinnista. Aineisto analysoitiin aineistol\u00e4ht\u00f6isell\u00e4 sis\u00e4ll\u00f6nanalyysilla. Tutkimustulosten perusteella turvallisuuteen ja luottamukseen liittyv\u00e4t tekij\u00e4t vaikuttavat olennaisesti kuluttajien digitaalisen lompakon omaksumiseen. Turvallisuuteen liittyv\u00e4t riskit ja pelot vaikuttavat kielteisesti aikomukseen k\u00e4ytt\u00e4\u00e4 digitaalista lompakkoa, mutta l\u00e4pin\u00e4kyvyydell\u00e4 ja omien tietojen hallinnalla voidaan parantaa koettua turvallisuuden tunnetta. Kuluttajat arvostavat helppok\u00e4ytt\u00f6isi\u00e4 ratkaisuja, jotka nopeuttavat toimintoja, tehostavat prosesseja ja joita voi k\u00e4ytt\u00e4\u00e4 kaikkialla. Hinta ja muiden k\u00e4ytt\u00e4jien mielipiteet vaikuttavat kuluttajien digitaalisen lompakon omaksumiseen. Useimmat kuluttajat eiv\u00e4t ole halukkaita maksamaan digitaalisen lompakon k\u00e4yt\u00f6st\u00e4. Kuluttajat, jotka ovat tyytyv\u00e4isi\u00e4 nykyiseen digitaalisen asioinnin tilanteeseen, eiv\u00e4t v\u00e4ltt\u00e4m\u00e4tt\u00e4 n\u00e4e tarvetta digitaaliselle lompakolle.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Miia Hakanen (mihakane@jyu.fi) on 2022-06-22T11:44:37Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2022-06-22T11:44:37Z (GMT). No. of bitstreams: 0\n Previous issue date: 2022", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "104", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.format.mimetype", "value": "application/pdf", "language": null, "element": "format", "qualifier": "mimetype", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "digitaalinen identiteetti", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "itsehallittava identiteetti", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "digitaalinen lompakko", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "teknologian omaksuminen", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Digitaalisen lompakon omaksumiseen vaikuttavat tekij\u00e4t", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "master thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-202206223589", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Pro gradu -tutkielma", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Master\u2019s thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.collaborator", "value": "community", "language": "", "element": "contractresearch", "qualifier": "collaborator", "schema": "yvv"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "yvv.contractresearch.initiative", "value": "student", "language": "", "element": "contractresearch", "qualifier": "initiative", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_bdcc", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "restrictedAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "masterThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "601", "language": "", "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "teknologia", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "omaksuminen", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "identiteetti", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.format.content", "value": "fulltext", "language": null, "element": "format", "qualifier": "content", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}, {"key": "dc.rights.accessrights", "value": "The author has not given permission to make the work publicly available electronically. Therefore the material can be read only at the archival workstation at Jyv\u00e4skyl\u00e4 University Library (https://kirjasto.jyu.fi/collections/archival-workstation).", "language": "en", "element": "rights", "qualifier": "accessrights", "schema": "dc"}, {"key": "dc.rights.accessrights", "value": "Tekij\u00e4 ei ole antanut lupaa avoimeen julkaisuun, joten aineisto on luettavissa vain Jyv\u00e4skyl\u00e4n yliopiston kirjaston arkistoty\u00f6semalta. Ks. https://kirjasto.jyu.fi/kokoelmat/arkistotyoasema..", "language": "fi", "element": "rights", "qualifier": "accessrights", "schema": "dc"}, {"key": "dc.type.okm", "value": "G2", "language": null, "element": "type", "qualifier": "okm", "schema": "dc"}]
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