Rising cyber threats targeting the banking sector

Teknologian kehittyminen johtaa uusiin innovaatioihin niin yritysten liiketoiminnassa kuin jokapäiväisessä elämässäkin. Teknologian kehittyessä kehittyvät myös kyberuhat. Pankkisektori kuuluu yhteiskunnan kriittiseen infrastruktuuriin, joten sen vakaudesta ja turvallisuudesta on pidettävä huolta. Pa...

Full description

Bibliographic Details
Main Author: Keränen, Annu-Maria
Other Authors: Informaatioteknologian tiedekunta, Faculty of Information Technology, Informaatioteknologia, Information Technology, Jyväskylän yliopisto, University of Jyväskylä
Format: Bachelor's thesis
Language:eng
Published: 2022
Subjects:
Online Access: https://jyx.jyu.fi/handle/123456789/81740
_version_ 1826225814819045376
author Keränen, Annu-Maria
author2 Informaatioteknologian tiedekunta Faculty of Information Technology Informaatioteknologia Information Technology Jyväskylän yliopisto University of Jyväskylä
author_facet Keränen, Annu-Maria Informaatioteknologian tiedekunta Faculty of Information Technology Informaatioteknologia Information Technology Jyväskylän yliopisto University of Jyväskylä Keränen, Annu-Maria Informaatioteknologian tiedekunta Faculty of Information Technology Informaatioteknologia Information Technology Jyväskylän yliopisto University of Jyväskylä
author_sort Keränen, Annu-Maria
datasource_str_mv jyx
description Teknologian kehittyminen johtaa uusiin innovaatioihin niin yritysten liiketoiminnassa kuin jokapäiväisessä elämässäkin. Teknologian kehittyessä kehittyvät myös kyberuhat. Pankkisektori kuuluu yhteiskunnan kriittiseen infrastruktuuriin, joten sen vakaudesta ja turvallisuudesta on pidettävä huolta. Pankkisektoriin kohdistuvia kyberuhkia on tutkittava, jotta luottamus rahoitusjärjestelmään säilyisi vahvana. Tämän kirjallisuuskatsauksena toteutetun tutkielman tavoitteena oli määritellä pankkien kohtaamat kyberuhat sekä niiden kehittyminen tulevaisuudessa. Tutkielmassa tarkasteltiin pankkien toimintoja, jotka ovat erityisen alttiita kyberuhille ja teknologioita, joita pankit hyödyntävät. Tämän jälkeen käytiin läpi pankkisektoriin kohdistuvia kyberuhkia sekä niiden kehitystä. Tutkielmassa tarkasteltiin myös koko ajan kasvavaa finanssiteknologia-alaa ja sen aiheuttamia uhkia. Tutkielma perustui pankkien kyberturvallisuudesta, pankkisektorista sekä finanssiteknologiasta aiemmin tehtyihin tutkimuksiin. Pankkien kohtaamista kyberuhista tutkielmassa nousivat esiin erityisesti kyberrikollisuuden muodostamat uhat sekä organisaation sisältä tulevat uhat. Näiden lisäksi kyberuhkia aiheuttavat heikkoudet informaatioteknologian infrastruktuurissa sekä kehittyvät teknologiat, kuten lohkoketjut ja esineiden internet. Uhat kohdistuvat erityisesti pankkien omaisuuteen, kuten asiakkaiden tietoihin sekä rahavaroihin. The development of technology leads to new innovations in both business and everyday life. As technology progresses, so do cyber threats. The stability and security of the banking sector need to be ensured because it is a part of society’s critical infrastructure. The cyber threats targeting the banking sector must be studied to maintain the confidence in the financial system. The goal of this literature review was to define the relevant cyber threats that banks are facing and how they might evolve in the future. Banking operations that are especially prone to cyber threats and the technologies that are utilized in banking operations were examined. Cyber threats and their future development were considered. In addition, the expanding financial technology industry and the potential threats arising from it were reviewed. This thesis was based on previous literature on the banking industry, cybersecurity in banks, and financial technology. It was found that the most relevant cyber threats that the banks are facing are cybercrime threats and insider threats. In addition to these, vulnerabilities in information technology infrastructure and emerging technologies such as blockchain and Internet of Things cause cyber threats. The threats target specially the assets of the banks, such as customer data and funds.
first_indexed 2022-06-15T20:04:16Z
format Kandityö
free_online_boolean 1
fullrecord [{"key": "dc.contributor.advisor", "value": "Meht\u00e4l\u00e4, Saana", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Ker\u00e4nen, Annu-Maria", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2022-06-15T09:07:39Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2022-06-15T09:07:39Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2022", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/81740", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Teknologian kehittyminen johtaa uusiin innovaatioihin niin yritysten liiketoiminnassa kuin jokap\u00e4iv\u00e4isess\u00e4 el\u00e4m\u00e4ss\u00e4kin. Teknologian kehittyess\u00e4 kehittyv\u00e4t my\u00f6s kyberuhat. Pankkisektori kuuluu yhteiskunnan kriittiseen infrastruktuuriin, joten sen vakaudesta ja turvallisuudesta on pidett\u00e4v\u00e4 huolta. Pankkisektoriin kohdistuvia kyberuhkia on tutkittava, jotta luottamus rahoitusj\u00e4rjestelm\u00e4\u00e4n s\u00e4ilyisi vahvana. T\u00e4m\u00e4n kirjallisuuskatsauksena toteutetun tutkielman tavoitteena oli m\u00e4\u00e4ritell\u00e4 pankkien kohtaamat kyberuhat sek\u00e4 niiden kehittyminen tulevaisuudessa. Tutkielmassa tarkasteltiin pankkien toimintoja, jotka ovat erityisen alttiita kyberuhille ja teknologioita, joita pankit hy\u00f6dynt\u00e4v\u00e4t. T\u00e4m\u00e4n j\u00e4lkeen k\u00e4ytiin l\u00e4pi pankkisektoriin kohdistuvia kyberuhkia sek\u00e4 niiden kehityst\u00e4. Tutkielmassa tarkasteltiin my\u00f6s koko ajan kasvavaa finanssiteknologia-alaa ja sen aiheuttamia uhkia. Tutkielma perustui pankkien kyberturvallisuudesta, pankkisektorista sek\u00e4 finanssiteknologiasta aiemmin tehtyihin tutkimuksiin. Pankkien kohtaamista kyberuhista tutkielmassa nousivat esiin erityisesti kyberrikollisuuden muodostamat uhat sek\u00e4 organisaation sis\u00e4lt\u00e4 tulevat uhat. N\u00e4iden lis\u00e4ksi kyberuhkia aiheuttavat heikkoudet informaatioteknologian infrastruktuurissa sek\u00e4 kehittyv\u00e4t teknologiat, kuten lohkoketjut ja esineiden internet. Uhat kohdistuvat erityisesti pankkien omaisuuteen, kuten asiakkaiden tietoihin sek\u00e4 rahavaroihin.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "The development of technology leads to new innovations in both business and everyday life. As technology progresses, so do cyber threats. The stability and security of the banking sector need to be ensured because it is a part of society\u2019s critical infrastructure. The cyber threats targeting the banking sector must be studied to maintain the confidence in the financial system. The goal of this literature review was to define the relevant cyber threats that banks are facing and how they might evolve in the future. Banking operations that are especially prone to cyber threats and the technologies that are utilized in banking operations were examined. Cyber threats and their future development were considered. In addition, the expanding financial technology industry and the potential threats arising from it were reviewed. This thesis was based on previous literature on the banking industry, cybersecurity in banks, and financial technology. It was found that the most relevant cyber threats that the banks are facing are cybercrime threats and insider threats. In addition to these, vulnerabilities in information technology infrastructure and emerging technologies such as blockchain and Internet of Things cause cyber threats. The threats target specially the assets of the banks, such as customer data and funds.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Miia Hakanen (mihakane@jyu.fi) on 2022-06-15T09:07:39Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2022-06-15T09:07:39Z (GMT). No. of bitstreams: 0\n Previous issue date: 2022", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "34", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.language.iso", "value": "eng", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "kyberuhka", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "pankkisektori", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "finanssiteknologia", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "cyber threat", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "banking sector", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "cybercrime", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "financial technology", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Rising cyber threats targeting the banking sector", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "bachelor thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-202206153350", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Bachelor's thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Kandidaatinty\u00f6", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_7a1f", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "bachelorThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "601", "language": "", "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "rahoitusteknologia", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "kyberrikollisuus", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "pankkiala", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "pankit", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "tietotekniikka", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "kyberturvallisuus", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "verkkohy\u00f6kk\u00e4ykset", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "uhat", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "financial technology", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "cyber crime", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "banking sector", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "banks (monetary institutions)", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "information technology", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "cyber security", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "cyber attacks", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "threats", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}]
id jyx.123456789_81740
language eng
last_indexed 2025-02-18T10:55:45Z
main_date 2022-01-01T00:00:00Z
main_date_str 2022
online_boolean 1
online_urls_str_mv {"url":"https:\/\/jyx.jyu.fi\/bitstreams\/38ad081f-3ba3-4666-b867-5197209d0846\/download","text":"URN:NBN:fi:jyu-202206153350.pdf","source":"jyx","mediaType":"application\/pdf"}
publishDate 2022
record_format qdc
source_str_mv jyx
spellingShingle Keränen, Annu-Maria Rising cyber threats targeting the banking sector kyberuhka pankkisektori finanssiteknologia cyber threat banking sector cybercrime financial technology Tietojärjestelmätiede Information Systems Science 601 rahoitusteknologia kyberrikollisuus pankkiala pankit tietotekniikka kyberturvallisuus verkkohyökkäykset uhat cyber crime banks (monetary institutions) information technology cyber security cyber attacks threats
title Rising cyber threats targeting the banking sector
title_full Rising cyber threats targeting the banking sector
title_fullStr Rising cyber threats targeting the banking sector Rising cyber threats targeting the banking sector
title_full_unstemmed Rising cyber threats targeting the banking sector Rising cyber threats targeting the banking sector
title_short Rising cyber threats targeting the banking sector
title_sort rising cyber threats targeting the banking sector
title_txtP Rising cyber threats targeting the banking sector
topic kyberuhka pankkisektori finanssiteknologia cyber threat banking sector cybercrime financial technology Tietojärjestelmätiede Information Systems Science 601 rahoitusteknologia kyberrikollisuus pankkiala pankit tietotekniikka kyberturvallisuus verkkohyökkäykset uhat cyber crime banks (monetary institutions) information technology cyber security cyber attacks threats
topic_facet 601 Information Systems Science Tietojärjestelmätiede banking sector banks (monetary institutions) cyber attacks cyber crime cyber security cyber threat cybercrime financial technology finanssiteknologia information technology kyberrikollisuus kyberturvallisuus kyberuhka pankit pankkiala pankkisektori rahoitusteknologia threats tietotekniikka uhat verkkohyökkäykset
url https://jyx.jyu.fi/handle/123456789/81740 http://www.urn.fi/URN:NBN:fi:jyu-202206153350
work_keys_str_mv AT keränenannumaria risingcyberthreatstargetingthebankingsector