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[{"key": "dc.contributor.advisor", "value": "Paananen, Hanna", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Saari, Samu", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2022-06-06T08:55:17Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2022-06-06T08:55:17Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2022", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/81489", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Tutkielmassa syvennyt\u00e4\u00e4n lohkoketjuteknologiaan, \u00e4lysopimuksiin sek\u00e4 hajautettuun tietorakenteeseen ja tarkastellaan niiden vaikutuksia ja merkityst\u00e4 pankki- ja finanssialan palveluprosessien n\u00e4k\u00f6kulmasta. Osana palveluprosesseja, on k\u00e4sittely\u00e4 laajennettu koskemaan my\u00f6s vakuutussektorin toimintaa. Lohkoketjuteknologia n\u00e4hd\u00e4\u00e4n muuttavana, yhteiskuntaa mullistavana teknologiana sek\u00e4 sen uskotaan muuttavan perinteisi\u00e4 toimintamalleja merkitt\u00e4v\u00e4sti (Egelund-M\u00fcller ym., 2017). Tutkielman tarkoituksena on selvent\u00e4\u00e4, kuinka pankki- ja finanssialan toimintaprosessit voisivat hy\u00f6ty\u00e4 lohkoketjuteknologian implementaatiosta ja toisaalta, millaisia haasteita se tuo tullessaan. Tutkielma on toteutettu systemaattisena kirjallisuuskatsauksena, jossa esitell\u00e4\u00e4n lohkoketjuteknologian toimintaperiaate, haavoittuvuudet, finanssialan palveluprosessien nykytilanne ja toimintamuodot sek\u00e4 lohkoketjuteknologian tuomat hy\u00f6dyt perinteisiin finanssialan palveluprosesseihin. Kirjallisuuskatsaus on toteutettu tieteellisen tutkimuksen kriteerit t\u00e4ytt\u00e4v\u00e4\u00e4 aineistoa, valituista tietokannoista hy\u00f6dynt\u00e4en. Tutkielman tuloksena voidaan todeta lohkoketjuteknologian mahdollistavan merkitt\u00e4vi\u00e4 resurssis\u00e4\u00e4st\u00f6j\u00e4, kuten my\u00f6s prosessointiin kuluvan ajan merkitt\u00e4v\u00e4\u00e4 v\u00e4henemist\u00e4 (Li, 2021). Lohkoketjuteknologian my\u00f6t\u00e4 voidaan palveluprosesseja suorittaa aiempaa nopeammin, tarkemmin, tehokkaammin sek\u00e4 avoimemmin.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "This bachelor\u2019s thesis delves into blockchain technology, smart contracts, and the distributed data structure and examines its effects and significance from the perspective of banking and financial services processes. As part of service processes, the insurance industry perspective is also included. Blockchain technology is seen as a disruptive technology that is revolutionizing society and is believed to significantly change traditional operating models (Egelund- M\u00fcller et al., 2017). The purpose of this thesis is to clarify how the operational processes of the banking and financial sector can benefit from the implementation of blockchain technology and what challenges it will bring. This thesis has been implemented as a systematic literature review, which presents the operating principle of blockchain technology, its vulnerabilities, the current state, and mode of operation of financial service processes in the financial sector, and the benefits of blockchain technology to traditional financial service processes. The literature review has been carried out using material that meets the criteria for scientific research, using selected databases. As a result of the dissertation, it can be stated that blockchain technology enables significant resource savings, as well as a significant reduction in processing time (Li, 2021). With the help of blockchain technology, service processes can be performed faster, more accurately, more efficiently, and more transparently than before.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Miia Hakanen (mihakane@jyu.fi) on 2022-06-06T08:55:17Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2022-06-06T08:55:17Z (GMT). No. of bitstreams: 0\n Previous issue date: 2022", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "62", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "lohkoketjuteknologia", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "finanssiala", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "\u00e4lysopimus", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "palveluprosessit", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "DLT", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Lohkoketjuteknologian vaikutukset finanssialan palveluprosesseihin", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "bachelor thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-202206063106", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Bachelor's thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Kandidaatinty\u00f6", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_7a1f", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "bachelorThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "601", "language": "", "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "prosessit", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "palvelut", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "lohkoketjut", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}]
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