| fullrecord |
[{"key": "dc.contributor.advisor", "value": "Frank, Lauri", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Hakala, Henri", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2022-05-27T09:50:52Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2022-05-27T09:50:52Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2022", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/81313", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Verkkokauppa on muuttanut sit\u00e4, kuinka tuotteita ja palveluita ostetaan. Verkkokaupoista ostaessa maksamisen tavat ovat erilaisia, kuin kivijalkakaupoista ostaessa. Verkkokaupoissa ostajille tarjotaan muun muassa lasku- ja osamaksutapoja kohtalaisen aktiivisesti ja t\u00e4m\u00e4 on maksamisen tapana suhteellisen uusi verkkomaksutapa. T\u00e4m\u00e4n tutkielman tavoitteena onkin pyrki\u00e4 ymm\u00e4rt\u00e4m\u00e4\u00e4n paremmin, kuinka suomalaiset nuoret kokevat ja suhtautuvat lasku- ja osamaksupalveluihin verkkokaupoissa. Tutkielma jakautui kahteen kokonaisuuteen, jotka ovat kirjallisuuskatsaus ja empiirinen osuus. Kirjallisuuskatsauksessa pyrittiin selvitt\u00e4m\u00e4\u00e4n, millaista tutkimusta aiheesta on toteutettu aiemmin ja millaisia ilmi\u00f6t\u00e4 selitt\u00e4vi\u00e4 teorioita nousee esiin, jotka voisivat selitt\u00e4\u00e4 ilmi\u00f6t\u00e4. Kirjallisuuskatsauksessa nousi esiin innovaation diffuusioteoria ja yhdistetty teknologian hyv\u00e4ksymismalli 2. N\u00e4iden teorioiden pohjalta rakentui tutkimuksen viitekehys. Tutkielman empiirisess\u00e4 osuudessa hy\u00f6dynnettiin laadullisia tutkimusmenetelmi\u00e4, kuten fenomenografista haastattelua ja kriittisten kokemusten kartoitusta. Haastatteluiden avulla voitiin saada esille, ett\u00e4 millaisia ovat nuorten kokemukset lasku- ja osamaksupalveluista ja millaista on n\u00e4iden haastateltavien suhtautumien n\u00e4ihin palveluihin liittyen. Haastateltavien m\u00e4\u00e4r\u00e4 rajattiin saturaatioon ja t\u00e4st\u00e4 syyst\u00e4 haastateltavia oli yhdeks\u00e4n kappaletta. Haastatteluista nousi esiin, ett\u00e4 haastateltavien v\u00e4lill\u00e4 on eroja kokemuksissa ja suhtautumisessa lasku- ja osamaksuihin verkkokauppojen maksutapana. Esiin nousi esimerkiksi negatiivisina kokemuksia velkaantuminen, eettisyyden puute ja t\u00e4st\u00e4 johtuva negatiivinen suhtautumien. Toisaalta laskuun ja osamaksuun yhdistettiin paljon my\u00f6s positiivisia kokemuksia, kuten arkeen saatava jousto, turvallisuus ja helppous ja n\u00e4m\u00e4 loivatkin haastateltavien keskuudessa positiivista suhtautumista laskuun ja osamaksuun liittyen.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "E-commerce has changed the way products and services are purchased. When buying from online stores, the payment methods are different than when buy-ing from brick-and-mortar stores. In online shopping, buyers are offered moderately actively invoice and installment payment methods, and this is a relatively new online payment method. The aim of this study is to try to bet-ter understand how young Finnish experience invoice and installment ser-vices in online shopping. This study is divided into two entities, a literature review, and an empirical section. The aim of the literature review was to find out what kind of research has been done on the topic in the past and what kind of theories are known that could explain the phenomenon. In the literature review, the diffusion of innovations theory and unified theory of acceptance emerged. Based on these theories, a research framework was built. The empir-ical part of the study utilized qualitative research methods, such as phenome-nographic interviewing and the mapping of critical experiences. The inter-views revealed the young people's experiences of invoice and installment ser-vices and the attitudes of these interviewees towards these services. The num-ber of interviewees was limited to saturation, and for this reason there were nine interviewees. It emerged from the interviews that there are differences between the interviewees in their experiences and attitudes towards invoices and installments as a method of payment for online stores. For example, nega-tive experiences of indebtedness, lack of ethics and the resulting negative atti-tudes emerged. On the other hand, a lot of positive experiences were also as-sociated with the invoice and the installment, such as the flexibility, security, and ease of everyday life, and these created a positive attitude among the in-terviewees regarding the invoice and the installment.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Miia Hakanen (mihakane@jyu.fi) on 2022-05-27T09:50:52Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2022-05-27T09:50:52Z (GMT). No. of bitstreams: 0\n Previous issue date: 2022", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "56", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.format.mimetype", "value": "application/pdf", "language": null, "element": "format", "qualifier": "mimetype", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "lasku", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "osamaksu", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Fenomenografinen tutkimus nuorten kokemuksista lasku- ja osamaksamisesta verkkokaupassa", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "master thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-202205272936", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Pro gradu -tutkielma", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Master\u2019s thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_bdcc", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "masterThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "601", "language": "", "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "verkkomaksaminen", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "osamaksukauppa", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "verkkokauppa", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "kokemukset", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "maksutavat", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.format.content", "value": "fulltext", "language": null, "element": "format", "qualifier": "content", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}, {"key": "dc.type.okm", "value": "G2", "language": null, "element": "type", "qualifier": "okm", "schema": "dc"}]
|