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[{"key": "dc.contributor.advisor", "value": "Halttunen, Veikko", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "H\u00e4rk\u00f6nen, Elisa", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2021-05-18T10:21:02Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2021-05-18T10:21:02Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2021", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/75721", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Tutkielmassa syvennyt\u00e4\u00e4n nykyajan megatrendiin, digitalisaatioon ja tarkastellaan sen merkityst\u00e4 pankki- ja finanssialalla. Digitalisaatio on uuden teknologian k\u00e4ytt\u00f6\u00f6nottoa ja levi\u00e4mist\u00e4 yhteiskunnan eri alueilla. Sen n\u00e4hd\u00e4\u00e4n muuttavan aiempia toimintamalleja merkitt\u00e4v\u00e4sti. Digitalisaation merkitys pankki- ja finanssialalla on huomattava toimialan palvellessa k\u00e4yt\u00e4nn\u00f6ss\u00e4 koko v\u00e4est\u00f6\u00e4. Tutkielman tarkoituksena on selvitt\u00e4\u00e4, miten digitalisaatiota voidaan hy\u00f6dynt\u00e4\u00e4 pankki- ja finanssialalla ja mit\u00e4 mahdollisuuksia se tarjoaa jo alalla oleville yrityksille, mutta my\u00f6s uusille alalle tulijoille. Tutkielma on toteutettu systemaattisena kirjallisuuskatsauksena, jossa esitell\u00e4\u00e4n k\u00e4sitteellinen yleiskuva pankki- ja finanssialan digitalisaatiosta ja sen tarjoamista mahdollisuuksista. Kirjallisuuskatsaus on toteutettu tieteellisen tutkimuksen kriteerit t\u00e4ytt\u00e4v\u00e4\u00e4 aineistoa etsien valituista tietokannoista. Tutkielman tuloksena voidaan todeta, ett\u00e4 mahdollisuuksia tarjoutuu niin perinteisille pankeille muun muassa hy\u00f6dynt\u00e4m\u00e4ll\u00e4 niiden mainetta luotettavana ja vakaana toimijana kuin uusille finanssiteknologiayrityksille hy\u00f6dynt\u00e4m\u00e4ll\u00e4 uutta teknologiaa, kuten teko\u00e4ly\u00e4 ja lohkoketjuja ydintoiminnoissaan ja sit\u00e4 my\u00f6ten kykenem\u00e4ll\u00e4 tarjoamaan luotettavia, yksil\u00f6llisi\u00e4, ajasta ja paikasta riippumattomia palveluita.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "This bachelor\u2019s thesis delves into the megatrend of the 21st century, digitalization, and examines its meaning in the banking and finance industry. Digitalization is the commissioning and spreading of new technology in all areas of society, which significantly transforms earlier modes of operation. The importance of digitalization in the banking and finance industry is significant as the industry practically serves the whole population. The purpose of this thesis is to map the main ways to utilize digitalization in the banking and finance industry, and which possibilities it offers to organizations that already are in the industry, as well as to those now joining it. This study is implemented as a systematic literature review, which introduces a conceptual overview of digitalization in the banking and finance industry and the opportunities it offers. This literature review is implemented in a way in which the material that meets the criteria of scientific research has been searched for using defined keywords in the selected databases. As a result of the thesis, it can be stated that opportunities present themselves to traditional banking institutes as they utilize their role as a reliable and stable operator, and to new financial technology companies as they make use of new technology, such as artificial intelligence and blockchain as their core business and that way offer services that do not depend on time or place.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Paivi Vuorio (paelvuor@jyu.fi) on 2021-05-18T10:21:02Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2021-05-18T10:21:02Z (GMT). No. of bitstreams: 0\n Previous issue date: 2021", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "55", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.title", "value": "Digitalisaation mahdollisuudet pankki- ja finanssialalla", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "bachelor thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-202105182989", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Bachelor's thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Kandidaatinty\u00f6", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_7a1f", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "bachelorThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "601", "language": "", "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "lohkoketjut", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "s\u00e4\u00e4ntely", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "rahoitusala", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "digitalisaatio", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "pankkiala", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}]
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