Study of various machine learning approaches to predict default behavior of a borrower based on transactional dataset
Predicting ‘default’ behavior of borrowers is quite challenging and time consuming, although financial institutions require faster and more reliable decision on loan applications to survive in the competitive market. Availability of huge amount of data makes the work of current credit scoring system...
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| Other Authors: | , , , , , |
| Format: | Master's thesis |
| Language: | eng |
| Published: |
2021
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| Subjects: | |
| Online Access: | https://jyx.jyu.fi/handle/123456789/75073 |