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[{"key": "dc.contributor.advisor", "value": "Clements, Kati", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Pesonen, Petteri", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2020-05-28T12:56:24Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2020-05-28T12:56:24Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2020", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/69305", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "T\u00e4m\u00e4n kandidaatintutkielman tarkoituksena on esitell\u00e4, kuinka kuluttajat ottavat mobiilimaksamisen k\u00e4ytt\u00f6\u00f6n ja mitk\u00e4 tekij\u00e4t vaikuttavat mobiilimaksun k\u00e4ytt\u00f6\u00f6nottoon. T\u00e4ss\u00e4 tutkielmassa k\u00e4sitell\u00e4\u00e4n mobiilimaksuj\u00e4rjestelmien omaksumista kuluttajan n\u00e4k\u00f6kulmasta ja tutkielman tavoitteena on antaa selke\u00e4 kuva asioista, jotka vaikuttavat kuluttajien mobiilimaksamisen k\u00e4ytt\u00f6\u00f6nottoon. Tutkielmassa otettiin kirjallisuuskatsauksen keinoin selv\u00e4\u00e4, mitk\u00e4 tekij\u00e4t vaikuttavat kuluttajien mobiilimaksamisen k\u00e4ytt\u00f6\u00f6nottoon sek\u00e4 omaksumiseen. Mobiilimaksaminen mahdollistaa helppok\u00e4ytt\u00f6isempi\u00e4 maksutapahtumia verrattuna k\u00e4teismaksuihin. Mobiilimaksaminen on mahdollista eri teknologioiden avulla ja mobiilimaksaminen mahdollistaa paikkariippumattoman maksamisen. Tutkielmassa huomattiin, ett\u00e4 QR-koodi teknologia ja NFC-teknologia ovat suosituimmat mobiilimaksuteknologioista. Tutkielmassa selvitettiin, ett\u00e4 mobiilimaksamisen k\u00e4ytt\u00f6\u00f6nottoon vaikuttaa vahvasti kuluttajan asenne ja kuluttajan n\u00e4kem\u00e4 hy\u00f6dyllisyys sek\u00e4 teknologian helppok\u00e4ytt\u00f6isyys. Jatkuvaan k\u00e4ytt\u00f6\u00f6n vaikuttaa vahvasti kuluttajan innovatiivisuuden taso sek\u00e4 koettu hy\u00f6dyllisyys. Mobiilimaksaminen yleistyy \u00e4lypuhelimien ja kuluttajien liikkumisen ja nopeiden tarpeiden muutosten my\u00f6t\u00e4. Tulevaisuudessa mobiilimaksamista olisi t\u00e4rke\u00e4 tutkia eri \u00e4lylaitteiden n\u00e4k\u00f6kulmasta ja kuinka eri laitteita kuluttajat hy\u00f6dynt\u00e4v\u00e4t mobiilimaksamisessa.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "The purpose of this bachelor's thesis is to present how consumers accept mobile payment and what factors influence the acceptance of mobile payment. This dissertation deals with the adoption of mobile payment systems from the consumer's point of view and the aim of the dissertation is to give a clear picture of the issues that affect the adoption of mobile payment systems for consumers. The dissertation used the literature review to find out which factors influence the acceptance and adoption of consumers' mobile payments.\nMobile payments enable easier-to-use payment transactions compared to cash payments. Mobile payment is possible with different technologies and mobile payment enables location-independent payment. The study found that QR code technology and NFC technology are the most popular mobile payment technologies. The dissertation explains that the strongest impact on consumers\u2019 acceptance of mobile payments are consumers\u2019 attitude and perceived utility and ease-of-use of the technology. Continuous use is strongly influenced by individual\u2019s level on innovativeness and experienced usefulness. Mobile payments are becoming more common with the movement of smartphones and consumers and the rapid changes in consumers\u2019 needs. In the future, it would be important to study mobile payment from the perspective of different smart devices and how different devices are used by consumers in mobile payment.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Paivi Vuorio (paelvuor@jyu.fi) on 2020-05-28T12:56:24Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2020-05-28T12:56:24Z (GMT). No. of bitstreams: 0\n Previous issue date: 2020", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "29", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "mobiilimaksaminen", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "omaksuminen", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Kuluttajien mobiilimaksamisen k\u00e4ytt\u00f6\u00f6nottoon ja omaksumiseen vaikuttavat tekij\u00e4t", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "bachelor thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-202005283562", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Bachelor's thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Kandidaatinty\u00f6", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_7a1f", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "bachelorThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "601", "language": "", "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "omaksuminen", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "mobiilipalvelut", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "k\u00e4ytt\u00f6\u00f6notto", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}]
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