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[{"key": "dc.contributor.advisor", "value": "Moilanen, Panu", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.advisor", "value": "Salo, Markus", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Kivi, Mikaela", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2019-05-02T05:52:52Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2019-05-02T05:52:52Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2019", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/63678", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Perinteinen k\u00e4teismaksaminen on saanut viime vuosina rinnalleen uudeksi\nhaastajaksi mobiilimaksamisen. T\u00e4st\u00e4 uudesta maksumenetelm\u00e4st\u00e4 on ennustettu tulevaisuudessa jopa koko k\u00e4teismaksamisen korvaajaa. Mobiilimaksamisen etuina k\u00e4teiseen verrattuna ovat esimerkiksi nopeus, k\u00e4tevyys, ajasta ja paikasta riippumattomuus sek\u00e4 rahav\u00e4\u00e4renn\u00f6sten minimoiminen. Aiemmista ennusteista ja odotuksista huolimatta mobiilimaksamista ei ole kuitenkaan omaksuttu niin laajasti, kuin on toivottu. Mobiilimaksamisen omaksumisesta on tehty jo tutkimusta, mutta suuri osa siit\u00e4 on keskittynyt k\u00e4sittelem\u00e4\u00e4n omaksumista asiakkaiden n\u00e4k\u00f6kulmasta k\u00e4sin. T\u00e4m\u00e4 kandidaatintutkielma toteutettiin kirjallisuuskatsauksena ja tulokset pohjautuvat aihealueen aiempiin tieteellisiin julkaisuihin. Aiheen teoriapohjana k\u00e4ytettiin innovaatioiden diffuusioteoriaa. Tutkielman tavoitteena oli perehty\u00e4 NFC-l\u00e4hilukuteknologialla toteutetun mobiilimaksamisen omaksumiseen maksun vastaanottajan n\u00e4k\u00f6kulmasta katsoen. Tutkielmassa pyrittiin vastaamaan kahteen tutkimuskysymykseen: mitk\u00e4 tekij\u00e4t vaikuttavat innovaation omaksumiseen, ja mitk\u00e4 tekij\u00e4t voivat edist\u00e4\u00e4 tai hidastaa maksun vastaanottajien mobiilimaksamisen omaksumista? Kirjallisuuskatsauksen perusteella voidaan todeta mobiilimaksamisen omaksumistutkimuksen olevan yh\u00e4 puutteellista maksun vastaanottajien osalta. Aihealueen lis\u00e4tutkimukselle ja n\u00e4k\u00f6kulman laajentamiselle k\u00e4sitt\u00e4m\u00e4\u00e4n my\u00f6s maksun vastaanottajat, on selke\u00e4 tarve. Tarpeeksi laajan k\u00e4ytt\u00e4j\u00e4kunnan eli kriittisen massan saavuttaminen sek\u00e4 mobiilimaksamisen hy\u00f6tyjen konkretisointi voivat auttaa edist\u00e4m\u00e4\u00e4n maksun vastaanottajien omaksumista. Tutkimalla asiakkaiden ja maksun vastaanottajien vuorovaikutusta, sek\u00e4 sen yhteytt\u00e4 kriittisen massan saavuttamiseen, voidaan tulevaisuudessa saada lis\u00e4tietoa mobiilimaksamisen omaksumisen edist\u00e4misest\u00e4 ja omaksumisen vauhdittamisesta.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "New mobile payment methods are here to defy the traditional payment methods. Mobile payments are said to be the most likely contender for cash in the future. The perks of mobile payments compared to cash are e.g. speed, convenience and the possibility to minimize counterfeit money. Despite prior supposition, the adoption rate of mobile payments has not reached the desired broad userbase. Prior research has been made of mobile payment adoption, but the substantial part of it addresses adoption only from the customer standpoint. This bachelor\u2019s thesis was conducted as a literature review and the results are solely based on formerly executed research in the field of mobile payment adoption. The theoretical framework utilized in this thesis is the diffusion of innovation theory. The objective of this study was to familiarize with the adoption of Near Field Communication based mobile payment from the point of view of vendors. In order to achieve the objective, two research questions were set: what factors can affect to the adoption of new innovation and what factors can either forward or retard the adoption of mobile payment of vendors? From the literature review made, it is evident that the previous research of mobile payment adoption is greatly inadequate from vendors\u2019 point of view. There is a pellucid need for additional research and to widen the research to include vendors. Concretizing the benefits of mobile payment and reaching the necessary critical mass, vendors\u2019 mobile payment adoption might be forwarded. Focusing on the interaction between customers and vendors and its effects towards reaching critical mass in the future, could potentially provide further information of forwarding mobile payment adoption and how to speed up the adoption process altogether.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Paivi Vuorio (paelvuor@jyu.fi) on 2019-05-02T05:52:52Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2019-05-02T05:52:52Z (GMT). No. of bitstreams: 0\n Previous issue date: 2019", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "35", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.title", "value": "Mobiilimaksamisen omaksuminen maksun vastaanottajan n\u00e4k\u00f6kulmasta", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "bachelor thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-201905022352", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Bachelor's thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Kandidaatinty\u00f6", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_7a1f", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "bachelorThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "601", "language": "", "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "mobiilipalvelut", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "maksut", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "innovaatiot", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "omaksuminen", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "NFC-teknologia", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "maksuj\u00e4rjestelm\u00e4t", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "diffuusio", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}]
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