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[{"key": "dc.contributor.advisor", "value": "Haapanen, Mika", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Tanskanen, Sara", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2019-03-25T11:10:26Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2019-03-25T11:10:26Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2019", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/63258", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "T\u00e4ss\u00e4 tutkielmassa k\u00e4sitell\u00e4\u00e4n suomalaista el\u00e4kej\u00e4rjestelm\u00e4\u00e4 sukupolvien sis\u00e4isten erojen n\u00e4k\u00f6kulmasta. T\u00e4ll\u00f6in el\u00e4kej\u00e4rjestelm\u00e4n s\u00e4\u00e4d\u00f6kset ovat kaikille samat, mutta yksil\u00f6iden erot sosioekonomisissa asemissa muuttavat el\u00e4kkeen m\u00e4\u00e4r\u00e4ytymist\u00e4. P\u00e4\u00e4paino on ty\u00f6el\u00e4kkeess\u00e4 ja vuoden 2017 ty\u00f6el\u00e4keuudistuksessa. Suomen el\u00e4kej\u00e4rjestelm\u00e4\u00e4 verrataan my\u00f6s muihin Pohjoismaihin. \n \nSaman ik\u00e4isten eroja tarkastellaan sosioekonomisten erojen avulla. Sosioekonomisten erojen tarkoitus on jakaa v\u00e4est\u00f6 eri riski- ja resurssiryhmiin. El\u00e4kej\u00e4rjestelm\u00e4n kannalta t\u00e4llaisia ominaisuuksia ovat muun muassa terveys, kuolleisuus sek\u00e4 ty\u00f6kyky, joilla on yhteys esimerkiksi henkil\u00f6iden koulutustaustaan, tulotasoon tai ammattiasemaan. N\u00e4it\u00e4 tarkastellaan eroina el\u00e4kkeiden m\u00e4\u00e4riss\u00e4, korvausasteissa, el\u00e4kemaksuissa ja -etuuksissa sek\u00e4 ty\u00f6ss\u00e4olo ja el\u00e4kkeell\u00e4 olo vuosissa. Tutkimusosio on toteutettu kvantitatiivisella analyysill\u00e4, jonka tarkastellaan vuoden 2017 uudistuksen aiheuttamia muutoksia. \n \nTulosten mukaan uudistus tasoittaa eroja eri v\u00e4est\u00f6ryhmien v\u00e4lill\u00e4. Tasoittuminen tulee tapahtumaan niin, ett\u00e4 suurempituloisten etuudet pienenev\u00e4t. Korvausasteet tasoittuvat eri tuloasteiden v\u00e4lill\u00e4 ja parempi tuloisten nettoverot kasvavat. El\u00e4kej\u00e4rjestelm\u00e4st\u00e4 tulee siis enemm\u00e4n uudelleenjakava. Alimman el\u00e4kei\u00e4n nostamisen on ennustettu keskim\u00e4\u00e4rin pident\u00e4v\u00e4n ty\u00f6uria, mutta vaikutusta ty\u00f6kyvytt\u00f6myyteen on vaikea arvioida. Uudistus on tuore, eik\u00e4 todellisista vaikutuksista ole tarkkaa tietoa. Laskelmissa on oletettu ihmisten k\u00e4ytt\u00e4ytyv\u00e4n rationaalisesti, joten tulokset ovat vain suuntaa-antavia. My\u00f6sk\u00e4\u00e4n Kelan el\u00e4kkeiden ennusteita ei ole olemassa, jotka vaikuttavat merkitt\u00e4v\u00e4sti alhaisempien tulojen kokonaisel\u00e4kkeisiin. Uudistus n\u00e4ytt\u00e4isi kuitenkin saavuttavan tavoitteet tuloerojen kaventamisessa ja pitk\u00e4n aikav\u00e4lin kest\u00e4vyyden parantamisessa.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by Paivi Vuorio (paelvuor@jyu.fi) on 2019-03-25T11:10:26Z\nNo. of bitstreams: 0", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2019-03-25T11:10:26Z (GMT). No. of bitstreams: 0\n Previous issue date: 2019", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "86", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.format.mimetype", "value": "application/pdf", "language": null, "element": "format", "qualifier": "mimetype", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.title", "value": "Suomen el\u00e4kej\u00e4rjestelm\u00e4n uudistus vuonna 2017 ja sosioekonomiset erot", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "master thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-201903251943", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Pro gradu -tutkielma", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Master\u2019s thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Jyv\u00e4skyl\u00e4 University School of Business and Economics", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Jyv\u00e4skyl\u00e4n yliopiston kauppakorkeakoulu", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Taloustieteet", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Business and Economics", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Taloustiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Economics", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_bdcc", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "masterThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "2041", "language": "", "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "el\u00e4kej\u00e4rjestelm\u00e4t", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "el\u00e4kkeet", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "ty\u00f6el\u00e4kkeet", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "uudistukset", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "elinajanodote", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "el\u00e4keik\u00e4", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "ty\u00f6ura", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.format.content", "value": "fulltext", "language": null, "element": "format", "qualifier": "content", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}, {"key": "dc.type.okm", "value": "G2", "language": null, "element": "type", "qualifier": "okm", "schema": "dc"}]
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