Mobiilimaksamisen omaksuminen

Tämän kirjallisuuskatsauksena tehtävän kandidaatin tutkielman tavoitteena on selvittää syitä mobiilimaksamisen omaksumiselle. Mobiilimaksaminen yleistyy nykypäivänä kovenevaa vauhtia – Kiinassa mobiilimaksamisen voidaan katsoa syrjäyttäneen käteisen käytön miltei kokonaan. Mobiilimaksamista voida...

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Bibliographic Details
Main Author: Talviaho, Henri
Other Authors: Informaatioteknologian tiedekunta, Faculty of Information Technology, Informaatioteknologia, Information Technology, Jyväskylän yliopisto, University of Jyväskylä
Format: Bachelor's thesis
Language:fin
Published: 2019
Subjects:
Online Access: https://jyx.jyu.fi/handle/123456789/62785
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author Talviaho, Henri
author2 Informaatioteknologian tiedekunta Faculty of Information Technology Informaatioteknologia Information Technology Jyväskylän yliopisto University of Jyväskylä
author_facet Talviaho, Henri Informaatioteknologian tiedekunta Faculty of Information Technology Informaatioteknologia Information Technology Jyväskylän yliopisto University of Jyväskylä Talviaho, Henri Informaatioteknologian tiedekunta Faculty of Information Technology Informaatioteknologia Information Technology Jyväskylän yliopisto University of Jyväskylä
author_sort Talviaho, Henri
datasource_str_mv jyx
description Tämän kirjallisuuskatsauksena tehtävän kandidaatin tutkielman tavoitteena on selvittää syitä mobiilimaksamisen omaksumiselle. Mobiilimaksaminen yleistyy nykypäivänä kovenevaa vauhtia – Kiinassa mobiilimaksamisen voidaan katsoa syrjäyttäneen käteisen käytön miltei kokonaan. Mobiilimaksamista voidaan luokitella niin maksun etäisyyden kuin myös koon perusteella. Mobiilimaksa- misessa voidaan käyttää monia erilaisia teknologioita maksun toteutuksessa. Yleisimpiä teknologioita mobiilimaksamisessa ovat NFC, Bluetooth ja QR- koodit. Tutkielmassa esitellään mobiilimaksamista käsitteen pohjalta. Teknolo- gian omaksumiseen ja hyväksymiseen liittyvät yleisimmät mallit, TAM, IDT ja UTAUT esitellään. Mobiilimaksamisen omaksumisen kannalta olennaisimmiksi tekijöiksi nousevat helppokäyttöisyys sekä hyödyllisyys. Merkittäviä tekijöitä ovat lisäksi luottamus sekä riski. Tutkielmassa tutustutaan mobiilimaksamisen omaksumista tutkivaan tutkimukseen ja esitellään tutkimustuloksien pohjalta omaksumiseen vaikuttavia tekijöitä sekä syitä sille, miksi nämä tekijät ovat omaksumisen kannalta tärkeitä. The aim of this bachelor’s thesis is to find reasons for the adoption and ac- ceptance of mobile payments. Mobile payments can be categorized based by the distance and the size of payment. Mobile payment can use multiple different technologies, such as Bluetooth and NFC, to conduct the payment. Firstly, this thesis introduces mobile payments concept and the technologies related to it. After that, this thesis introduces the most used technology acceptance models, TAM, IDT and UTAUT. The most important factors affecting the adoption and acceptance of mobile payments are ease of use and usefulness. Other significant factors are perceived risk and trust.
first_indexed 2019-08-19T08:21:21Z
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spellingShingle Talviaho, Henri Mobiilimaksamisen omaksuminen mobiilimaksaminen mobiili teknologia Tietojärjestelmätiede Information Systems Science 601 omaksuminen maksut hyväksyminen innovaatiot
title Mobiilimaksamisen omaksuminen
title_full Mobiilimaksamisen omaksuminen
title_fullStr Mobiilimaksamisen omaksuminen Mobiilimaksamisen omaksuminen
title_full_unstemmed Mobiilimaksamisen omaksuminen Mobiilimaksamisen omaksuminen
title_short Mobiilimaksamisen omaksuminen
title_sort mobiilimaksamisen omaksuminen
title_txtP Mobiilimaksamisen omaksuminen
topic mobiilimaksaminen mobiili teknologia Tietojärjestelmätiede Information Systems Science 601 omaksuminen maksut hyväksyminen innovaatiot
topic_facet 601 Information Systems Science Tietojärjestelmätiede hyväksyminen innovaatiot maksut mobiili mobiilimaksaminen omaksuminen teknologia
url https://jyx.jyu.fi/handle/123456789/62785 http://www.urn.fi/URN:NBN:fi:jyu-201902151506
work_keys_str_mv AT talviahohenri mobiilimaksamisenomaksuminen