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[{"key": "dc.contributor.advisor", "value": "Siponen, Mikko", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Kaipainen, Lauri", "language": null, "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2017-11-09T19:11:56Z", "language": "", "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2017-11-09T19:11:56Z", "language": "", "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2017", "language": null, "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.other", "value": "oai:jykdok.linneanet.fi:1738336", "language": null, "element": "identifier", "qualifier": "other", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/55818", "language": "", "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "This thesis aims to find out the changes that the Payment Service Directive (PSD2) will bring to the security architecture of mobile banking. PSD2 will create a situation where security mechanisms are separated from the actual banking application. Payment service providers must provide their Application Programming Interface for third party developers to give them access to authentication of payment transactions. PSD2 requires payments service providers to offer strong customer authentication with separate authentication mechanism from the banking application. This thesis found that academic literature about the security architecture of mobile banking does not provide a model where a separate authentication mechanism should communicate separately from the mobile banking application. Academic research could however, provide solution to use the Public Key Infrastructure of a certificateless asymmetric encryption to achieve demand of PSD2 to offer strong encryption and means to check the integrity of data and make transactions non-reputable. The research in this thesis was conducted as a systematic literature review, which found 22 academic publications about the security architecture. The comparison between the demands of PSD2 with the academic literature was done by listing security demands and responsibilities of PSD2 and comparing them with themes found from the research material.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "PSD2 vaikutukset mobiilipankkien tietoturva-arkkitehtuuriin.\r\n\r\nT\u00e4m\u00e4n pro gradu -tutkielman tarkoituksen on selvitt\u00e4\u00e4, mit\u00e4 muutoksia maksupalveludirektiivi (PSD2) tuo mobiilipankkien tietoturva-arkkitehtuurille. Astuessaan voimaan PSD2 luo tilanteen, jossa mobiilipankkien tietoturvamekanismit ovat erill\u00e4\u00e4n varsinaisesta mobiilipankkisovelluksesta. PSD2 mukaan maksupalveluiden tarjoajien on annettava p\u00e4\u00e4sy heid\u00e4n tietoturvamekanismeihinsa ulkopuolisille sovelluskehitt\u00e4jille API:n (Application Programming interface) avulla. PSD2 vaatii my\u00f6s, ett\u00e4 maksupalveluiden tarjoajat luovat vahvan asiakkaan tunnistautumisen, joiden pit\u00e4\u00e4 olla erillisi\u00e4 ja itsen\u00e4isi\u00e4 toimintoja mobiilipankkisovelluksesta. Tieteellisess\u00e4 tutkimuksessa ei esitet\u00e4 tietoturva-arkkitehtuurimallia, jossa erilliset tunnistautumissovellukset toimisivat erillisen mobiilipankkisovelluksen kanssa. Tieteellinen tutkimus voi kuitenkin tarjota ratkaisun PSD2:n vaatimuksiin tiedon salaamiseksi ja viestiliikenteen virheett\u00f6myyden takaamiseksi. T\u00e4m\u00e4 voidaan tutkimuksen perusteella toteuttaa PKI:n (public key infrastructure) tai sertifikaatittoman ep\u00e4symmetrisen salausj\u00e4rjestelm\u00e4n avulla. T\u00e4ss\u00e4 pro gradu -tutkielmassa k\u00e4ytett\u00e4\u00e4n systemaattista kirjallisuuskatsausta selvitt\u00e4m\u00e4\u00e4n PSD2 tuomat muutokset. Vertailu toteutettiin listaamalla PSD2:n turvallisuuteen liittyv\u00e4t vaatimukset ja velvollisuudet, joita sitten vertaillaan kirjallisuudesta l\u00f6ydettyjen teemojen kanssa. Tutkielma l\u00f6ysi lopulliseksi tutkimusmateriaaliksi 22 tieteellist\u00e4 artikkelia mobiilipankkien tietoturva-arkkitehtuurin toteuttamiseksi.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted using Plone Publishing form by Lauri Kaipainen (laukalka) on 2017-11-09 19:11:55.998397. Form: Master's Thesis publishing form (https://kirjasto.jyu.fi/publish-and-buy/publishing-forms/masters-thesis-publishing-form). JyX data: [jyx_publishing-allowed (fi) =True]", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by jyx lomake-julkaisija (jyx-julkaisija.group@korppi.jyu.fi) on 2017-11-09T19:11:56Z\r\nNo. of bitstreams: 2\r\nURN:NBN:fi:jyu-201711094199.pdf: 790791 bytes, checksum: 598b749b56c3ab220b28a2e2563f7af9 (MD5)\r\nlicense.html: 4304 bytes, checksum: ed3c4d7ba9263db92d7287af51eb0d4e (MD5)", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2017-11-09T19:11:56Z (GMT). No. of bitstreams: 2\r\nURN:NBN:fi:jyu-201711094199.pdf: 790791 bytes, checksum: 598b749b56c3ab220b28a2e2563f7af9 (MD5)\r\nlicense.html: 4304 bytes, checksum: ed3c4d7ba9263db92d7287af51eb0d4e (MD5)\r\n Previous issue date: 2017", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "1 verkkoaineisto (39 sivua)", "language": null, "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.format.mimetype", "value": "application/pdf", "language": null, "element": "format", "qualifier": "mimetype", "schema": "dc"}, {"key": "dc.language.iso", "value": "eng", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "Payment Service Directive", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "PSD2", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "Security architecture", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "Mobile banking", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "maksupalveludirektiivi", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "tietoturva-arkkitehtuuri", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "mobiilipankit", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Effects of PSD2 on security architecture of mobile banking : a review of literature", "language": null, "element": "title", "qualifier": null, "schema": "dc"}, 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