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[{"key": "dc.contributor.advisor", "value": "Salo, Markus", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Elonsalo, Irene", "language": null, "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2017-09-01T05:15:37Z", "language": "", "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2017-09-01T05:15:37Z", "language": "", "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2017", "language": null, "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.other", "value": "oai:jykdok.linneanet.fi:1720910", "language": null, "element": "identifier", "qualifier": "other", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/55238", "language": "", "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Ymm\u00e4rrys asiakkaiden k\u00e4ytt\u00e4ytymisest\u00e4 ja kokemasta arvosta on yksi t\u00e4rkeimmist\u00e4 asioista tuotteiden ja palveluiden kehitt\u00e4misess\u00e4. T\u00e4t\u00e4 ymm\u00e4rryst\u00e4 voidaan lis\u00e4t\u00e4 tutkimalla tietoj\u00e4rjestelm\u00e4n vaikutusta henkil\u00f6n suoritukseen. T\u00e4m\u00e4n tutkielman tarkoituksena oli selvitt\u00e4\u00e4, vaikuttaako Pivo-mobiililompakko k\u00e4ytt\u00e4j\u00e4n kokemukseen oman talouden hallinnasta. Teht\u00e4v\u00e4n ja teknologian yhteensopivuuden sek\u00e4 tietoj\u00e4rjestelm\u00e4n k\u00e4yt\u00f6n tiedet\u00e4\u00e4n vaikuttavan k\u00e4ytt\u00e4j\u00e4n suoritukseen. T\u00e4t\u00e4 teoriaa soveltamalla tarkasteltiin, mitk\u00e4 tekij\u00e4t vaikuttavat k\u00e4ytt\u00e4j\u00e4n kokemukseen oman talouden hallinnasta. Lis\u00e4ksi tarkasteltiin yleisell\u00e4 tasolla, miten tunnistetut tekij\u00e4t eroavat eri k\u00e4ytt\u00e4j\u00e4ryhmien v\u00e4lill\u00e4. Tutkimuksen aineisto oli n\u00e4yte Pivon k\u00e4ytt\u00e4jist\u00e4 (N=408). Osallistujat t\u00e4yttiv\u00e4t internet-lomakkeella Pivon k\u00e4ytt\u00f6\u00e4 mittaavan kyselyn. Aineiston ja teorian yhteensopivuutta tutkittiin faktorianalyysin ja regressioanalyysin avulla. Tulosten perusteella voidaan sanoa, ett\u00e4 teht\u00e4v\u00e4n ja teknologian yhteensopivuudella on t\u00e4rke\u00e4 rooli mobiililompakon menestyksess\u00e4. Tulokset antoivat viitteit\u00e4 siit\u00e4, ett\u00e4 Pivo vaikuttaa positiivisesti k\u00e4ytt\u00e4j\u00e4n kokemukseen oman talouden hallinnasta. Teht\u00e4v\u00e4n ja teknologian yhteensopivuus n\u00e4ytt\u00e4isi selitt\u00e4v\u00e4n sek\u00e4 Pivon k\u00e4ytt\u00f6\u00e4 ett\u00e4 kokemusta oman talouden hallinnasta. Lis\u00e4ksi Pivon k\u00e4ytt\u00f6 selitt\u00e4\u00e4 k\u00e4ytt\u00e4j\u00e4n kokemusta oman talouden hallinnasta. T\u00e4m\u00e4 tutkimus tuo digitaalisten palveluiden kehitt\u00e4jille uutta tietoa tietoj\u00e4rjestelm\u00e4n ja k\u00e4ytt\u00e4j\u00e4n suorituksen v\u00e4lisest\u00e4 yhteydest\u00e4. Tietoj\u00e4rjestelm\u00e4n vaikutusten ymm\u00e4rt\u00e4minen ja mittaaminen voi auttaa tunnistamaan, miten tuottaa lis\u00e4arvoa k\u00e4ytt\u00e4jille.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Understanding customer behavior and value to customers is one of the most important issues in product and service development. This understanding can be enhanced by examining the linkage between information system and individual performance. The aim of this study was to examine the impact of Pivo mobile wallet on user's personal financial management. Task-technology fit and usage of an information system are known to have a positive impact on user's performance. Drawing upon the task-technology fit theory, a conceptual framework was adopted and tested. The data of this study was a sample of Pivo users (N=408). The participants filled a web-based form. The proposed model was tested using factor analysis and regression analysis. Differences between different user groups were also examined. The empirical results demonstrate that the task-technology fit plays an important role in the success of a mobile wallet. Findings indicate that Pivo has a positive impact on user\u2019s money management. Task-technology fit seems to impact both Pivo's usage and user\u2019s money management. In addition, the usage has a positive impact on money management. This study brings digital service developers new knowledge about the connection between the information system and the user's performance. Understanding and measuring the performance impact can help identify how to add value to users.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted using Plone Publishing form by Irene Elonsalo (irtuelon) on 2017-09-01 05:15:37.145264. Form: Pro gradu -lomake (https://kirjasto.jyu.fi/julkaisut/julkaisulomakkeet/pro-gradu-lomake). JyX data: [jyx_publishing-allowed (fi) =False]", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by jyx lomake-julkaisija (jyx-julkaisija.group@korppi.jyu.fi) on 2017-09-01T05:15:37Z\r\nNo. of bitstreams: 2\r\nURN:NBN:fi:jyu-201709013634.pdf: 857462 bytes, checksum: 5817f98a4d7025c0da479aad0aefd667 (MD5)\r\nlicense.html: 1158 bytes, checksum: cee5e38e432d49eaa6dbd21b2a515726 (MD5)", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2017-09-01T05:15:37Z (GMT). No. of bitstreams: 2\r\nURN:NBN:fi:jyu-201709013634.pdf: 857462 bytes, checksum: 5817f98a4d7025c0da479aad0aefd667 (MD5)\r\nlicense.html: 1158 bytes, checksum: cee5e38e432d49eaa6dbd21b2a515726 (MD5)\r\n Previous issue date: 2017", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "1 verkkoaineisto (54 sivua)", "language": null, "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.format.mimetype", "value": "application/pdf", "language": null, "element": "format", "qualifier": "mimetype", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "mobiililompakko", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "oman talouden hallinta", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "teht\u00e4v\u00e4n ja teknologian yhteensopivuus", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "mobile wallet", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "managing money", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "task-technology fit", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Pivo-mobiililompakon tarkastelu teht\u00e4v\u00e4n ja teknologian yhteensopivuuden n\u00e4k\u00f6kulmasta", "language": null, "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "master thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-201709013634", "language": null, "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Master\u2019s thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Pro gradu -tutkielma", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.method", "value": "Faktorianalyysi", "language": null, "element": "subject", "qualifier": "method", "schema": "dc"}, {"key": "dc.date.updated", "value": "2017-09-01T05:15:37Z", "language": "", "element": "date", "qualifier": "updated", "schema": "dc"}, {"key": "yvv.contractresearch.collaborator", "value": "finance", "language": "", "element": 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"language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "pankkipalvelut", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "k\u00e4ytt\u00e4j\u00e4kokemus", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "regressioanalyysi", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.format.content", "value": "fulltext", "language": null, "element": "format", "qualifier": "content", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}, {"key": "dc.rights.accessrights", "value": "This material has a restricted access due to copyright reasons. It can be read at the workstation at Jyv\u00e4skyl\u00e4 University Library reserved for the use of archival materials: https://kirjasto.jyu.fi/en/workspaces/facilities.", "language": "en", "element": "rights", "qualifier": "accessrights", "schema": "dc"}, {"key": "dc.rights.accessrights", "value": "Aineistoon p\u00e4\u00e4sy\u00e4 on rajoitettu tekij\u00e4noikeussyist\u00e4. Aineisto on luettavissa Jyv\u00e4skyl\u00e4n yliopiston kirjaston arkistoty\u00f6asemalta. Ks. https://kirjasto.jyu.fi/fi/tyoskentelytilat/laitteet-ja-tilat.", "language": "fi", "element": "rights", "qualifier": "accessrights", "schema": "dc"}, {"key": "dc.type.okm", "value": "G2", "language": null, "element": "type", "qualifier": "okm", "schema": "dc"}]
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