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[{"key": "dc.contributor.advisor", "value": "Sepp\u00e4nen, Ville", "language": null, "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Hokkanen, Samu", "language": null, "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2016-05-17T16:18:40Z", "language": null, "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2016-05-17T16:18:40Z", "language": null, "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2016", "language": null, "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/49816", "language": null, "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Teknologian kehitys on muuttanut yhteiskuntaa ja tapaamme el\u00e4\u00e4 el\u00e4m\u00e4\u00e4mme. T\u00e4t\u00e4 muutosta on alettu kutsumaan digitalisaatioksi. Digitalisaatio ei ole pelk\u00e4st\u00e4\u00e4n uusia teknologisia ratkaisuja. Sill\u00e4 tarkoitetaan uuden teknologian mukanaan tuomia mahdollisuuksia muokata uusia toimintatapoja. Pankit ovat hyv\u00e4 esimerkki toimialasta, joka on keskell\u00e4 digitaalista murrosta. Digitalisaatio asettaa perinteiselle pankkialalle uusia haasteita ja pakottaa sen mukautumaan. Digitalisaatio muuttaa pankkien tapaa toimia ja palvella asiakkaitaan. T\u00e4ss\u00e4 tutkielmassa tarkastellaan digitalisaatiota, sen nykyist\u00e4 roolia yhteiskunnassa ja sen asettamia uusia haasteita suomalaisille talletuspankeille. Tutkielmassa m\u00e4\u00e4ritell\u00e4\u00e4n digitalisaation k\u00e4site ja tarkastellaan siihen liittyvi\u00e4 k\u00e4sitteit\u00e4 ja ilmi\u00f6it\u00e4. Pankkiliiketoimintaa tarkastellaan esimerkkin\u00e4 keskittyen erityisesti pankkien kohtaamiin uusiin haasteisiin. Tutkielma on kirjallisuuskatsaus, joka pohjautuu tieteelliseen aineistoon sek\u00e4 kotimaisiin tutkimuksiin ja julkaisuihin. Tutkielman tuloksena voidaan todeta, ett\u00e4 digitalisaatio-sanan merkitys on muuttunut vuosien varrella ja siihen liittyy oleellisesti erilaisia ilmi\u00f6it\u00e4. Muutosvoimansa digitalisaatio saa uusien teknologisten ratkaisujen lis\u00e4ksi ihmisten k\u00e4ytt\u00e4ytymisen muutoksesta. Digitalisaation my\u00f6t\u00e4 pankit kohtaavat uusia haasteita, jotka kohdistuvat konttoreihin, henkil\u00f6st\u00f6\u00f6n ja s\u00e4hk\u00f6isiin palvelukanaviin. Digitalisaatio tuo mukanaan my\u00f6s uutta kilpailua ja kilpailijoita pankkisektorille.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Advancements in technology have changed the society and the way we live. This change has been named digitalization. Digitalization is not only new technological solutions. It refers to the opportunities to modify new practices by using new technology. Banking industry is a good example of a sector, which is currently in the middle of the digital revolution. Digitalization brings new challenges to the traditional banking industry and forces it to adapt. Digitalization changes the way banks operate and serve their customers. The goal of this thesis is to examine digitalization, its current state in society and the new challenges that Finnish retail banking industry faces. In this study, I define the concept of digitalization and examine different concepts and phenomena related to digitalization. In this thesis retail banking industry is used as an example and the particular focus is on the new challenges that banks face. This thesis is a literature review and it is based on the academic literature as well as Finnish studies and publications. The result of the thesis is that the meaning of digitalization has changed during the years and it involves different concepts and phenomena. Digitalization gets change forces from new technology but also from a change in human behavior. Because of digitalization banks are facing new challenges that are directed to bank branches, staff and electronic service channels. Digitalization will also bring new competition and competitors to the banking sector.", "language": "en", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted using Plone Publishing form by Samu Hokkanen (saolhokk) on 2016-05-17 16:18:39.886776. Form: Kandidaatintutkielma -lomake (https://kirjasto.jyu.fi/julkaisut/julkaisulomakkeet/kandin-tutkielma-lomake). JyX data: [jyx_publishing-allowed (fi) =True]", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by jyx lomake-julkaisija (jyx-julkaisija.group@korppi.jyu.fi) on 2016-05-17T16:18:40Z\nNo. of bitstreams: 2\nURN:NBN:fi:jyu-201605172594.pdf: 497094 bytes, checksum: d3e9a81ae31b6682bc9ef29dfeaa5340 (MD5)\nlicense.html: 4793 bytes, checksum: 04075ffe92f85834566dbcb4b1699ebd (MD5)", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2016-05-17T16:18:40Z (GMT). No. of bitstreams: 2\nURN:NBN:fi:jyu-201605172594.pdf: 497094 bytes, checksum: d3e9a81ae31b6682bc9ef29dfeaa5340 (MD5)\nlicense.html: 4793 bytes, checksum: 04075ffe92f85834566dbcb4b1699ebd (MD5)\n Previous issue date: 2016", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "29", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "digitalisaatio", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "verkkopankki", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "mobiilipankki", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "pankin haasteet", "language": null, "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Digitalisaatio ja sen asettamat haasteet pankeille", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "bachelor thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-201605172594", "language": null, "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Kandidaatintutkielma", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Bachelor's thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Informaatioteknologian tiedekunta", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Faculty of Information Technology", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Informaatioteknologia", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Information Technology", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Tietoj\u00e4rjestelm\u00e4tiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Information Systems Science", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.date.updated", "value": "2016-05-17T16:18:40Z", "language": null, "element": "date", "qualifier": "updated", "schema": "dc"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_7a1f", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": "fi", "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "bachelorThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}]
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