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[{"key": "dc.contributor.advisor", "value": "Virtanen, Aila", "language": "", "element": "contributor", "qualifier": "advisor", "schema": "dc"}, {"key": "dc.contributor.author", "value": "Sarviharju, Niko", "language": null, "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2016-05-05T16:03:09Z", "language": "", "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2016-05-05T16:03:09Z", "language": "", "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2016", "language": null, "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.other", "value": "oai:jykdok.linneanet.fi:1532847", "language": null, "element": "identifier", "qualifier": "other", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/49650", "language": "", "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Viime vuosien finanssikriisin my\u00f6t\u00e4 pankkien vakavaraisuuden merkitys on korostunut. Vakavaraisuutta turvaamaan Euroopan Unioni yhdess\u00e4 keskuspankkien ja Baselin komitean kanssa muodosti ns. Basel III -s\u00e4\u00e4nn\u00f6kset, joiden avulla pankkien vakavaraisuutta pyrittiin vahvistamaan, jotta kriisej\u00e4 ei tulevaisuudessa n\u00e4ht\u00e4isi. Ty\u00f6n tarkoituksena on tutkia, millaisia k\u00e4sityksi\u00e4 finanssialalla on Basel III -uudistuksesta ja sen vaikutuksista talletuspankkien liiketoimintaan ja vakavaraisuuteen. Tutkimuksessa k\u00e4sitell\u00e4\u00e4n my\u00f6s pankkeja ja niiden toimintaa yleisell\u00e4 tasolla. Tutkimuksen aineistona toimivat suomalaisten talletuspankkien johdon haastattelut, joiden perusteella voidaan sanoa Basel III -uudistuksen luoneen perustavaa laatua olevan muutoksen. Pankit ovat alkaneet suuntaamaan liiketoimintaansa uudelleen lis\u00e4\u00e4ntyneen regulaation johdosta. T\u00e4m\u00e4 n\u00e4kyy eritoten luotonannossa, jossa asiakkaita on alettu luokitella eri riskiluokkiin ja hinnoittelua jouduttu muuttamaan. Lis\u00e4\u00e4ntyneen julkisen s\u00e4\u00e4ntelyn my\u00f6t\u00e4 toimintaymp\u00e4rist\u00f6\u00f6n on muodostunut vaihtoehtoisia toimijoita pankkien rinnalle. Basel III s\u00e4\u00e4nn\u00f6kset kohdistuivat eritoten vakavaraisuuden ja maksuvalmiuden s\u00e4\u00e4ntelyyn.", "language": "fi", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted using Plone Publishing form by Niko Sarviharju (nijusarv) on 2016-05-05 16:03:09.564227. Form: Pro gradu -lomake (https://kirjasto.jyu.fi/julkaisut/julkaisulomakkeet/pro-gradu-lomake). JyX data: [jyx_publishing-allowed (fi) =True]", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by jyx lomake-julkaisija (jyx-julkaisija.group@korppi.jyu.fi) on 2016-05-05T16:03:09Z\r\nNo. of bitstreams: 2\r\nURN:NBN:fi:jyu-201605052436.pdf: 674706 bytes, checksum: 98b2c02c34f9e2e6a2a8095860643232 (MD5)\r\nlicense.html: 4828 bytes, checksum: ca30718f4fe437c8aed87cf8eef12704 (MD5)", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2016-05-05T16:03:09Z (GMT). No. of bitstreams: 2\r\nURN:NBN:fi:jyu-201605052436.pdf: 674706 bytes, checksum: 98b2c02c34f9e2e6a2a8095860643232 (MD5)\r\nlicense.html: 4828 bytes, checksum: ca30718f4fe437c8aed87cf8eef12704 (MD5)\r\n Previous issue date: 2016", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "1 verkkoaineisto (55 sivua)", "language": null, "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.format.mimetype", "value": "application/pdf", "language": null, "element": "format", "qualifier": "mimetype", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": null, "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.title", "value": "Basel III -uudistus ja talletuspankin liiketoiminta ja vakavaraisuus", "language": null, "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "master thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-201605052436", "language": null, "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Pro gradu -tutkielma", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Master\u2019s thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Jyv\u00e4skyl\u00e4 University School of Business and Economics", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Jyv\u00e4skyl\u00e4n yliopiston kauppakorkeakoulu", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Taloustieteet", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Business and Economics", "language": "en", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Laskentatoimi", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Accounting", "language": "en", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.date.updated", "value": "2016-05-05T16:03:10Z", "language": "", "element": "date", "qualifier": "updated", "schema": "dc"}, {"key": "yvv.contractresearch.funding", "value": "0", "language": "", "element": "contractresearch", "qualifier": "funding", "schema": "yvv"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_bdcc", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": "fi", "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "masterThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.subject.oppiainekoodi", "value": "20421", "language": null, "element": "subject", "qualifier": "oppiainekoodi", "schema": "dc"}, {"key": "dc.subject.yso", "value": "vakavaraisuus", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "s\u00e4\u00e4ntely", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.subject.yso", "value": "pankit", "language": null, "element": "subject", "qualifier": "yso", "schema": "dc"}, {"key": "dc.format.content", "value": "fulltext", "language": null, "element": "format", "qualifier": "content", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}, {"key": "dc.type.okm", "value": "G2", "language": null, "element": "type", "qualifier": "okm", "schema": "dc"}]
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