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[{"key": "dc.contributor.author", "value": "Heikkil\u00e4, Jussi", "language": "", "element": "contributor", "qualifier": "author", "schema": "dc"}, {"key": "dc.date.accessioned", "value": "2012-01-04T16:31:03Z", "language": "", "element": "date", "qualifier": "accessioned", "schema": "dc"}, {"key": "dc.date.available", "value": "2012-01-04T16:31:03Z", "language": "", "element": "date", "qualifier": "available", "schema": "dc"}, {"key": "dc.date.issued", "value": "2011", "language": "", "element": "date", "qualifier": "issued", "schema": "dc"}, {"key": "dc.identifier.uri", "value": "https://jyx.jyu.fi/handle/123456789/37162", "language": "", "element": "identifier", "qualifier": "uri", "schema": "dc"}, {"key": "dc.description.abstract", "value": "Tutkielman tarkoitus on selvitt\u00e4\u00e4, kuinka varallisuuden arvonmuutokset voivat vaikuttaa kotitalouksien kulutukseen. Ilmi\u00f6n tunteminen on erityisen t\u00e4rke\u00e4\u00e4 keskuspankin likviditeetin s\u00e4\u00e4telyn kannalta, koska kotitalouksien varallisuusvaikutus rahapolitiikan v\u00e4littymismekanismin osana toimii sit\u00e4 vahvistavasti. T\u00e4ss\u00e4 tutkielmassa tarkasteltavana on suomalaisten kotitalouksien nelj\u00e4nnesvuosittainen kokonaisaineisto aikav\u00e4lill\u00e4 q4/1997-q3/2010. Asuntojen lyhyen aikav\u00e4lin bruttovarallisuusvaikutukseksi eli kotitalouksien kulutuksen joustoksi asuntovarallisuuden arvonmuutosten suhteen estimoitiin 0.14-0.15. Rahoitusvarallisuuden osalta varallisuusvaikutus oli mit\u00e4tt\u00f6m\u00e4n pieni. Tulosta selitt\u00e4\u00e4 todenn\u00e4k\u00f6isesti asuntovarallisuuden rahoitusvarallisuutta tasaisempi jakautuminen kotitalouksien kesken. Tosin arviot varallisuusvaikutuksen suuruudesta ovat herkki\u00e4, koska tarkasteluajanjakson aikana muun muassa osakemarkkinoiden kehitys oli poikkeuksellista, mink\u00e4 vuoksi tulokset eiv\u00e4t ole t\u00e4ysin yleistett\u00e4viss\u00e4 ja jatkotutkimukselle on perustellusti tarvetta.", "language": "", "element": "description", "qualifier": "abstract", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted using Plone Publishing form by Jussi Heikkil\u00e4 (jutosahe) on 2012-01-04 16:31:01.542647. Form: Kandin tutkielma -lomake (1 tekij\u00e4) (https://kirjasto.jyu.fi/julkaisut/julkaisulomakkeet/kandin-tutkielma-lomake-1-tekijae). JyX data:", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Submitted by jyx lomake-julkaisija (jyx-julkaisija@noreply.fi) on 2012-01-04T16:31:03Z\r\nNo. of bitstreams: 2\r\nURN:NBN:fi:jyu-201201041009.pdf: 501965 bytes, checksum: 98b18440ccd0388ae3c145d896a23dc9 (MD5)\r\nlicense.html: 5015 bytes, checksum: afe558de42f2cc13e2e0eb1b15b7839d (MD5)", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.description.provenance", "value": "Made available in DSpace on 2012-01-04T16:31:03Z (GMT). No. of bitstreams: 2\r\nURN:NBN:fi:jyu-201201041009.pdf: 501965 bytes, checksum: 98b18440ccd0388ae3c145d896a23dc9 (MD5)\r\nlicense.html: 5015 bytes, checksum: afe558de42f2cc13e2e0eb1b15b7839d (MD5)\r\n Previous issue date: 2011", "language": "en", "element": "description", "qualifier": "provenance", "schema": "dc"}, {"key": "dc.format.extent", "value": "30", "language": "", "element": "format", "qualifier": "extent", "schema": "dc"}, {"key": "dc.language.iso", "value": "fin", "language": "", "element": "language", "qualifier": "iso", "schema": "dc"}, {"key": "dc.rights", "value": "In Copyright", "language": "en", "element": "rights", "qualifier": null, "schema": "dc"}, {"key": "dc.subject.other", "value": "Varallisuusvaikutus", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "kotitaloudet", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "kulutus", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "rahapolitiikka", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.subject.other", "value": "v\u00e4littysmimekanismi", "language": "", "element": "subject", "qualifier": "other", "schema": "dc"}, {"key": "dc.title", "value": "Kotitalouksien varallisuusvaikutus : empiirisi\u00e4 havaintoja Suomesta 1997-2010", "language": "", "element": "title", "qualifier": null, "schema": "dc"}, {"key": "dc.type", "value": "bachelor thesis", "language": null, "element": "type", "qualifier": null, "schema": "dc"}, {"key": "dc.identifier.urn", "value": "URN:NBN:fi:jyu-201201041009", "language": "", "element": "identifier", "qualifier": "urn", "schema": "dc"}, {"key": "dc.type.dcmitype", "value": "Text", "language": "en", "element": "type", "qualifier": "dcmitype", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Kandidaatintutkielma", "language": "fi", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.type.ontasot", "value": "Bachelor's thesis", "language": "en", "element": "type", "qualifier": "ontasot", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Jyv\u00e4skyl\u00e4n yliopiston kauppakorkeakoulu", "language": "fi", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.faculty", "value": "Jyv\u00e4skyl\u00e4 University School of Business and Economics", "language": "en", "element": "contributor", "qualifier": "faculty", "schema": "dc"}, {"key": "dc.contributor.department", "value": "Taloustieteet", "language": "fi", "element": "contributor", "qualifier": "department", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "University of Jyv\u00e4skyl\u00e4", "language": "en", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.contributor.organization", "value": "Jyv\u00e4skyl\u00e4n yliopisto", "language": "fi", "element": "contributor", "qualifier": "organization", "schema": "dc"}, {"key": "dc.subject.discipline", "value": "Kansantaloustiede", "language": "fi", "element": "subject", "qualifier": "discipline", "schema": "dc"}, {"key": "dc.date.updated", "value": "2012-01-04T16:31:04Z", "language": "", "element": "date", "qualifier": "updated", "schema": "dc"}, {"key": "dc.type.coar", "value": "http://purl.org/coar/resource_type/c_7a1f", "language": null, "element": "type", "qualifier": "coar", "schema": "dc"}, {"key": "dc.rights.accesslevel", "value": "openAccess", "language": null, "element": "rights", "qualifier": "accesslevel", "schema": "dc"}, {"key": "dc.type.publication", "value": "bachelorThesis", "language": null, "element": "type", "qualifier": "publication", "schema": "dc"}, {"key": "dc.rights.url", "value": "https://rightsstatements.org/page/InC/1.0/", "language": null, "element": "rights", "qualifier": "url", "schema": "dc"}]
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