Luomala, R. (2016). The factors affecting the use of contactless payments.
Chicago Style (17th ed.) CitationLuomala, Roope. The Factors Affecting the Use of Contactless Payments. 2016.
MLA (9th ed.) CitationLuomala, Roope. The Factors Affecting the Use of Contactless Payments. 2016.
Warning: These citations may not always be 100% accurate.